Compare Basic Variable Home Loan Interest Rates.

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Basic Homeloans Selector Service

Institution	Product Name	Variable Rate (% p.a.)	Comparison Rate (% p.a.)*	Fees				Loan Value Ratio (%)	Compare	Apply	Contact Lender
Institution	Product Name			Application ($)	Valuation ($)	Legal ($)	Settlement ($)	Loan Value Ratio (%)	Compare	Apply	Contact Lender
You can further compare up to 3 products by checking the boxes and clicking the compare button
RAMS Home Loans	RAMS Basic Loan	6.01%	6.07%	$395	$200		$250	80%		Apply	Contact Lender
RAMS Home Loans	RAMS IO Maximiser	5.79%	6.14%	$395	$200		$250	80%		Apply	Contact Lender
Reduce Home Loans	Reduce Basic Variable	5.69%	5.71%				$275	85%		Apply	Contact Lender
St. George Bank	St.George Basic Home Loan	6.35%	6.4%	$500			$100	80%		Apply	Contact Lender
state custodians mortgage co	State Custodians Breathe Easy Home Loan	5.08%	4.99%	-	-	$430	-	80%		Request Advice	Contact Lender
Easy Street Financial Services	EasyHome basic Variable	6.04%	6.08%	$500				80%		Apply	Contact Lender
Community First Credit Union	True Basic	6.04%	6.12%	$500	$198	$360		80%		Apply	Contact Lender
ANZ	ANZ Land Loan	6.91%	7.01%	$600				80%		Request Advice	Contact Lender
ANZ	ANZ Simplicity PLUS	6.21%	6.26%	$600				80%		Request Advice	Contact Lender
Commonwealth Bank	Economiser Home Loan	6.35%	6.48%	$600				80%		Request Advice	Contact Lender
Bankwest	Lite Home Loan	6.68%	6.69%	$500				80%		Request Advice	Contact Lender
NAB	NAB Clear Banking Home Loan	6.74%	6.78%	$600				80%		Request Advice	Contact Lender
NAB	NAB Base Variable Rate Home Loan	6.53%	6.57%	$600				80%		Request Advice	Contact Lender
NAB	NAB Base Variable Rate Home Loan (limited time only)	6.24%	6.28%	$600				80%		Request Advice	Contact Lender
Citibank	Basic Mortgage	6.53%	6.58%	$399			$250	80%		Request Advice	Contact Lender
ING DIRECT	Mortgage Simplifier	6.19%	6.19%			$220		80%		Request Advice	Contact Lender
Colonial-Products of the CBA	Rate Saver Basic Investment	8.02%	8.15%	$600				80%		Request Advice	Contact Lender
Heritage Building Society	Basic Variable	5.89%	5.935%	$600				80%		Request Advice	Contact Lender
Virgin Money	Virgin Standard Home Loan Variable	5.39%	5.39%			$490		80%		Apply	Contact Lender
ANZ	ANZ Simplicity PLUS Investment Loan	5.96%	6.01%	$600				80%		Apply	Contact Lender
United Community	Basic Variable Home Loan	5.94%	6.09%	$495				80%		Apply	Contact Lender
Unicom Credit Union	Basic Home Loan	6.07%	6.23%	$600		$357.5		80%		Apply	Contact Lender
Trustar Mortgage	Basic Variable Home Loan	6.09%	6.15%		$220	$270		80%		Apply	Contact Lender
Sydney Credit Union	Basic Home Loan	6.35%	6.4%	$200	$192.5	$360		80%		Apply	Contact Lender
Bank of Queensland	Economy	6.43%	6.58%	$595				80%		Apply	Contact Lender
Savings & Loans Credit Union	Discounted Variable Home/Investment Loan <$250,000	6.03%	6.16%	$600				80%		Apply	Contact Lender
BankSA	Basic Home Loan	6.26%		$500			$100	90%		Request Advice	Contact Lender
The Rock Building Society	Advantage +	9.04%	9.09%	$600						Request Advice	Contact Lender
Railways Credit Union	Economy Home Loan	5.7%	5.77%					80%		Apply	Contact Lender
Suncorp	Back to Basics	6.36%	6.41%	$600				80%		Request Advice	Contact Lender
State Custodians Mortgage Company	State Custodians Breathe Easy Home Loan	6.12%	6.01%					80%		Apply	Contact Lender
SERVICE ONE Members Banking	Basic Loan	6.1%	6.24%	$500			$250	80%		Apply	Contact Lender
Sydney Home Loans	Sydney Pro Pack Variable Rate	7.85%		$550	$275		$50	80%		Apply	Contact Lender
Victoria Teachers Credit Union	Basic Home Loan	5.82%	5.86%					80%		Apply	Contact Lender
Waratah Co-operative Housing Society Ltd	Base Home Loan	6.28%	6.55%	$600.00				80%		Apply	Contact Lender
Newcastle Permanent Building Society	Real Deal Home Loan	6.22%	6.25%	$400				80%		Request Advice	Contact Lender
Companion Credit Union	Basic Variable Home Loan	5.94%	6.09%	$445			$150	80%		Apply	Contact Lender
Hume Building Society	Hume Interest Saver	5.95%	5.99%	$600				95%		Apply	Contact Lender
MyState Financial	Essentials Home Loan	6.25%	6.32%	$600	$247.50		$102.50			Apply	Contact Lender
Hunter United Credit Union	Basic Variable	6.5%	6.62%	$250	$180	$450		80%		Apply	Contact Lender
HSBC	Home Value	6.23%	6.3%	$500			$150	80%		Apply	Contact Lender
Mortgage House	Pure Basic	5.95%	5.95%	$300		$369	$299.95	76%		Apply	Contact Lender
AIMS Home Loans	Aims First Option Variable Home Loan	6.53%	6.684%	$660				80%		Apply	Contact Lender
ING DIRECT	Mortgage Simplifier (SmartPack)	6.13%	6.18%	$699		$220		80%		Apply	Contact Lender
Westpac	Flexi First Option Home Loan	6.31%	6.36%	$600				80%		Request Advice	Contact Lender
Westpac	Flexi First Option Investment Loan	6.31%	6.36%	$600				80%		Request Advice	Contact Lender
AMP	Basic Variable Rate Loan	6.49%	6.54%	$350		$295	$250	80%		Request Advice	Contact Lender
Arab Bank	The Basics Home Loan	6.49%	6.62%	$600				80%		Apply	Contact Lender
Teachers Credit Union	Smart Home Loan	5.74%	5.79%	$200	$250		$150	80%		Apply	Contact Lender
Horizon Credit Union	Basic Home Loan - owner occupied	6.45%	6.6%	$350	$225	$360		80%		Apply	Contact Lender
Family First Credit Union	Variable Home or Investment Loan	6%	6.06%		$400	$630		80%		Apply	Contact Lender
Community CPS Australia	Basic Variable Home Loan	5.94%	6.09%	$445			$150	80%		Apply	Contact Lender
mecu	Basic Home Loan	5.94%	5.98%	$595				80%		Apply	Contact Lender
Austral Credit Union Ltd	Basic Variable Loan	8.9%	8.97%	$700			$500	80%		Apply	Contact Lender
Teachers Credit Union	Solutions Plus Home Loan	5.99%	6.04%	$200.00	$250		$150	80%		Apply	Contact Lender
Savings & Loans Credit Union	Discounted Variable Home/Investment Loan >$250,000	5.91%		$600				80%		Apply	Contact Lender
LoanAustralia	Discount Saver	5.71%	6.08%	$350		$330	$75	80%		Apply	Contact Lender
RTA Staff Credit Union	Basic Variable Home Loan	6.49%	6.53%	$350	$255			80%		Apply	Contact Lender
AMO	AMO Rate Saver Home Loan	5.79%	6.18%	$650		$440		80%		Apply	Contact Lender
IMB	IMB Budget Home Loan	6.02%	6.18%	$295		$302.5	$150	80%		Apply	Contact Lender
IMB	IMB Budget Blue Home Loan	6.27%	6.32%	$295		$302.5	$150	80%		Apply	Contact Lender
Illawarra Credit Union	Basic Home Loan	6.07%	6.14%	$600		$357.5		80%		Apply	Contact Lender
Greater Building Society	Basic Home Loan	6.19%	6.19%					80%		Apply	Contact Lender
Defcredit	True Value	6.79%	6.83%		$256	$475	$275	80%		Apply	Contact Lender
CUA	Basic Variable greater than $250,000	6.19%	6.25%	$600			$195	80%		Apply	Contact Lender
CUA	Basic Variable	6.29%	6.35%	$600			$195	80%		Apply	Contact Lender
Wizard Home Loans	Rate Breaker Loan	5.43%	5.48%	$100			$660	80%		Apply	Contact Lender
Wizard Home Loans	Clear Value	6.26%	6.32%	$100			$660	80%		Apply	Contact Lender
Queenslanders Credit Union	'Queenslanders First' Home Loan Pack	5.95%	6.03%					80%		Apply	Contact Lender
Adelaide Bank	Greatsaver	6.17%	6.22%	$595			$100	80%		Apply	Contact Lender
FCCS Credit Union	Basic Home Loan	6.2%	6.3%	$750			$275	80%		Apply	Contact Lender
Horizon Credit Union	Mortgage Breaker	6.45%	6.68%	$250	$225	$360		80%		Apply	Contact Lender
Horizon Credit Union	KickStart First Home Buyer Loan	6.2%	6.38%	$350	$225	$360		80%		Apply	Contact Lender
Homeloans Ltd	Homelans All in One	6.09%	6.42%	$564		$350	$75	80%		Request Advice	Contact Lender
Police & Nurses	Dream Home Loan	6.24%	6.34%	$650				80%		Apply	Contact Lender
Police & Nurses	Easypay Home Loan	6.53%	6.63%	$650				80%		Apply	Contact Lender
Australian Central Credit Union	Discount Variable Rate Home Loan	6.11%	6.17%	$650			$200	80%		Apply	Contact Lender
Macquarie Credit Union	Low Rate Home Loan	6.16%	6.24%	$500	$250	$450		80%		Apply	Contact Lender

* WARNING: This Comparison Rate applies only to the example or examples given. Different ammounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included on the Comparison Rate but may influence the costs of the loan.

This Comparison Rate is designed to reflect the total annual cost to a borrower of a loan. It wraps up interest payments and fees and expresses all these costs in one rate, or the average annual percentage rate (AAPR). On the CreditMart website, it makes comparisons between products easier, the comparison rates displayed in tables are based on uniform amounts and terms.

Home loan Comparison Rates on CreditMart are based on a loan amount of $150,000 and a term of 25 years.

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