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11 March 2010
  Higher interest rates and worsening affordability are driving home buyers out of the market. Australian Bureau of Statistics figures published yesterday show.....
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11 March 2010
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 Now is a good time to pay off debt
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  CreditMart recently undertook some analysis around interest rates on reward program credit card offers and found that the average interest rate on these cards was 1.....
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
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Credit Cards
 Credit Card Balance Transfers
 Watch out for the 'revert rate' on balance transfer offers
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HomeLoans
 Don't compare against the so-called 'standard variable rate'
 Look out for 'deferred establishment fees'
 

Car Personal Loans Selector Service

Institution Product
Name
Rates (% p.a.) Fixed Rates (% p.a.) Loan Amount($) Application
Fee
($)
Compare Apply Contact Lender
Min Max 1
Yr
2
Yrs
3
Yrs
4
Yrs
5
Yrs
Min
Loan
Amount
Max
Loan
Amount
You can further compare up to 3 products by checking the boxes and clicking the compare button    
CUA Vehicle up to 2 yrs old (loan amt less than $30,000) 8.99% 8.99%           $500 $30000 $120
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Lender
Savings & Loans Credit Union Discounted Personal Loan ($20,000 +) 7.96% 11.55% 7.96% 7.96% 7.96% 7.96% 7.96% $20000 $300000 $195
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Lender
Aussie Car Loan 12.99%   From 12.99% From 12.99% From 12.99% From 12.99% From 12.99% $3,000   $199
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Lender
ANZ ANZ Car Loan - Used 12.95% 14.25%     14.25% 13.75% 12.95% $7500 $300000 $250
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Lender
ANZ ANZ Variable Rate Personal Loan 12.40% 16.40%           $5000 $300000 $150
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Lender
Community First Credit Union Personal Best Personal Loan - Unsecured Fixed 13.70% 17.70%           $5000 $35000 $150
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Lender
Community First Credit Union Personal Best Personal Loan Unsecured Variable ($5,000 to $35,000) 13.70% 17.70%           $5000 $35000 $150
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Lender
Easy Street Financial Services EasyLoan Fixed 12.54% 12.54% 12.54% 12.54% 12.54% 12.54% 12.54% $5000 $35000 $100
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Lender
Savings & Loans Credit Union Discounted Personal Loan ($10,000 - $19,999) 10.20% 11.55% 10.2% 10.2% 10.2% 10.2% 10.2% $10000 $19999.99 $195
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Lender
ME Bank Members Equity Personal Loan 12.99% 12.99% 12.99% 12.99% 12.99% 12.99% 12.99% $5000 $30000 $100
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Lender
Esanda Finance Corporation Ltd Car Loan 12.95% 13.99%     13.99% 13.25% 12.95% $7500 $300000 $250
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Lender
HSBC Car Loan 9.95% 11.95%   11.95% 11.95% 11.95% 11.95% $5000 $30000 $199
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Lender
HSBC Secured Personal Loan 9.95% 11.95%   11.95% 11.95% 11.95% 11.95% $5000 $30000 $199
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Lender
BankSA Unsecured Personal Loan 14.64% 15.64% 14.74% 14.74% 14.74% 14.74% 14.74% $3000 $40000 $150
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Lender
Adelaide Bank Unsecured Personal Loan 13.69% 13.69% 13.69% 13.69% 13.69% 13.69% 13.69% $5000 $300000 $150
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Lender
GE Money Personal Loan 14.29%       14.74% 14.29% 14.29% $4000 $50000 $250
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Lender
Hunter United Credit Union Used Car Loan 10.50% 20.25%             $70000 $150
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Lender
Teachers Credit Union New Car Loan 9.24% 9.24%           $1000 $60000 $50
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Lender
Australian Central Credit Union Car Loan (less than $20,000) 10.60% 10.60% 10.6% 10.6% 10.6% 10.6% 10.6% $5000 $19999 $160
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Lender
Australian Central Credit Union Car Loan ($20,000 +) 9.75% 9.98% 9.75% 9.75% 9.75% 9.75% 9.75% $20000 $70000 $160
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Lender
Bank of Queensland Car Loan 11.49% 13.18% 11.49% 11.49% 11.49% 11.49% 11.49% $5000 $50000 $195
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Lender
Bankwest Unsecured Basic Personal Loan 13.84% 13.84%     13.84% 13.84% 13.84% $5000 $300000 $195
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Lender
BankSA Student Graduate Loan 12.70% 13.70%           $500 $40000  
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Lender
ANZ ANZ Fixed Rate Personal Loan 12.60% 16.60% 14.6% 14.6% 14.6% 14.6% 14.6% $5000 $300000 $150
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Lender
Bankwest Personal Loan (Unsecured) 13.99% 13.99%     13.99% 13.99% 13.99% $5000   $195
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Lender
Big Sky Credit Union Car Loan 9.05% 9.05%             $100000  
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Lender
Bankwest Secured Basic Personal Loan 10.99% 10.99%     10.99% 10.99% 10.99% $10000 $300000 $195
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Lender
Capricornia Credit Union Equity Car Loan 8.98% 8.98%           $500 $75000 $130
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Lender
Capricornia Credit Union Performance car Loan 10.98% 10.98%           $500 $75000 $130
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Lender
Capricornia Credit Union Classic Car Loan 11.98% 11.98%           $500 $75000 $130
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Lender
Commonwealth Bank Fixed Rate Secured Loan 11.74% 11.74% 11.3% 11.3% 11.3% 11.3% 11.3% $10000 $300000 $250
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Lender
NAB NAB Unsecured ($10k & over) 14.40% 15.30% 15.3% 15.3% 15.3% 15.3% 15.3% $10000 $80000 $150
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Lender
Commonwealth Bank Fixed Rate Personal Loan 14.74% 16.74%           $5000 $50000 $135
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Lender
Intech Credit Union Limited Intech Car Loan (new car) 10.24% 10.24%           $10000 $150000 $75
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Lender
First Choice Credit Union Used Car Loan 10.25% 11.35%           $1000 $100000 $134.50
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Lender
Community CPS Australia Personal Loan - Fixed for Term 13.49% 13.49%   13.49% 13.49% 13.49% 13.49% $3000 $80000 $150
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Lender
Community CPS Australia Personal Loans - Variable 14.2% 14.2%           $3000 $80000 $150
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Lender
Community CPS Australia Car Loan - Variable 10.45% 10.45%           $5000 $125000 $150.00
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Lender
FCCS Credit Union Unsecured Personal Loan 13.95% 14.95%             $50000 $150
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Lender
Community CPS Australia Drive on Car Loan - Fixed 8.45% 8.45%   8.45% 8.45% 8.45% 8.45% $5000 $125000 $150.00
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Lender
Community CPS Australia Car Loan - Fixed for Term 8.75% 8.75%   8.75% 8.75% 8.75% 8.75% $5000 $125000 $150.00
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Lender
Australian Central Credit Union New Car Loan ($20,000 +) 8.01% 8.01%           $20000 $250000 $160
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Lender
Adelaide Bank Secured Car Loan ($5,000 & over) 10.99% 10.99% 10.99% 10.99% 10.99% 10.99% 10.99% $5000 $300000 $150
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Lender
Community First Credit Union New Car Loan - Fixed 8.99% 8.99%           $10000 $60000 $200
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Lender
CUA Personal Loan (20% equity in real estate) 11.20% 11.20%           $1000 $100000 $120
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Lender
CUA Vehicle up to 2 years old (loan amt $30,000 +) 8.69% 8.69%           $30000 $100000 $120
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Lender
Easy Street Financial Services EasyLoan Variable 11.80% 11.80%           $5000 $35000 $100
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Lender
CUA Used Vehicles 2 to 5 years old 9.99% 9.99%           $500 $100000 $120
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Lender
CUA Personal Loan 12.99% 12.99%           $1000 $100000 $120
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Lender
FCCS Credit Union Used Car Loan 9.95% 10.95%             $100000 $175
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Lender
Defcredit Used Car Loan <3yrs old 10.45% 11.19%             $100000 $50
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Lender
Bankwest Bankwest Car Loan 10.99% 10.99%     10.99% 10.99% 10.99% $10000 $300000 $195
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Lender
Encompass Credit Union Unsecured Personal Loan 15.45% 15.45%           $1000 $40000  
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Lender
Encompass Credit Union Loan Secured by Fixed Term Deposit 6.40% 6.40%           $1000 $300000  
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Lender
Victoria Teachers Credit Union Line of Credit 13.24% 13.24%             $300000  
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Lender
Police Credit Car Loan - New - Under $20,000 9.49% 9.49% 9.49% 9.49% 9.49% 9.49% 9.49% $8000 $20000  
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Lender
FCCS Credit Union Rewards Car Loan 8.95% 9.95%             $100000 $175
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Lender
Gateway Credit Union Car - New Car 8.49% 8.49%           $3000 $50000 $99
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Lender
Westpac New Car 11.49% 12.99%   12.99% 11.49% 11.49% 11.49% $4000 $100000 $250
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Lender
Gateway Credit Union Car - up to 5 years old 9.54% 9.54%           $3000 $50000 $99
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Lender
Gateway Credit Union Car - over 5 years old 11.34% 11.34%           $3000 $50000 $99
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Lender
Horizon Credit Union New Car Loan 8.45% 8.45%             $300000 $150
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Lender
Westpac Used Car 11.99% 13.99%   13.99% 12.29% 12.29% 12.29% $4000 $100000 $250
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Lender
Gateway Credit Union Personal 11.44% 14.44%           $3000 $50000 $75
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Lender
St. George Bank Car Loan 10.99% 11.45% 10.99% 10.99% 10.99% 10.99% 10.99% $3000 $80000 $195
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Lender
Heritage Building Society Standard Personal Loan - Unsecured 12.15% 12.15% 12.15% 12.15% 12.15% 12.15% 12.15% $5000 $25000 $105
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Lender
Heritage Building Society Cake and Eat It Personal Loan - 100% secured by Heritage Building Society term deposit 6.30% 6.30%           $5000 $300000 $105
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Lender
Heritage Building Society New Car Loan - Variable 9.35% 10.35%           $5000 $100000 $105
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Lender
Heritage Building Society Standard Personal Loan - Secured 12.15% 12.15% 12.15% 12.15% 12.15% 12.15% 12.15% $5000 $100000 $105
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Lender
IMB IMB New Car Personal Loan 8.90% 8.90% 8.9% 8.9% 8.9% 8.9% 8.9% $2000 $50000 $125
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Lender
Austral Credit Union Ltd Car Loan       9.5%       $10000 $40000 $125
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Lender
ANZ ANZ Car Loan - New 10.95% 11.99%     11.99% 11.25% 10.95% $7500 $300000 $250
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Lender
Transcomm Credit Union Used Car Loan - up to 4 years old (NIL deposit/equity) 11.40% 11.40%           $10000 $50000 $125
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Lender
Illawarra Credit Union Fixed Rate Personal Loan Secured 9.80% 9.80%     9.8% 9.8% 9.8% $10000 $30000 $125
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Lender
La Trobe University Credit Union Car Finance 9.25% 10.50%           $5000 $50000 $100
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Lender
Illawarra Credit Union Variable Rate Personal Loan 9.20% 9.20%           $10000 $100000 $125
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Lender
mecu goGreen Car Loan (used) 7 years old or less 9.99% 9.99%           $1000 $300000 $125
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Lender
La Trobe University Credit Union Car Finance Gold 7.95% 8.75%           $5000 $50000 $100
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Lender
Illawarra Credit Union Fixed Rate Personal Loan Secured New Vehicle 8.80% 8.80%     8.8% 8.8% 8.8% $10000 $100000 $125
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Lender
IMB IMB Unsecured Personal Loan 12.99% 12.99% 12.99% 12.99% 12.99% 12.99% 12.99% $2000 $20000 $125
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Lender
Austral Credit Union Ltd Personal Loan (unsecured) 12.2% 14.2%           $1000 $20000 $125
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Lender
IMB IMB Secured Personal Loan 9.90% 9.90% 9.9% 9.9% 9.9% 9.9% 9.9% $2000 $50000 $125
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Lender
Companion Credit Union Car Loan - Fixed (up to 5 Years) 8.75% 8.75%   8.75% 8.75% 8.75% 8.75% $5000 $125000 $150
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Contact
Lender
Transcomm Credit Union New Car Loan - 10% deposit/equity 9.40% 9.40%           $10000 $100000 $125
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Contact
Lender
Intech Credit Union Limited Personal Loan 14.05% 18.20%           $5000 $100000 $75
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Lender
Macquarie Credit Union New Car Loan 8.74% 8.74%           $1000 $50000 $50
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Lender
Teachers Credit Union Car Loan 9.88% 9.88%           $1000 $50000 $50
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Lender
Suncorp Unsecured Personal Loan $5,000 and over 13.90% 13.90%   13.9% 13.9% 13.9% 13.9% $5000 $300000 $175
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Lender
Suncorp Secured Car Loan $5,000 and over 10.75% 10.75%   10.75% 10.75% 10.75% 10.75% $5000 $300000 $175
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Lender
Savings & Loans Credit Union Discounted Variable Personal Loan ($10k to $19,999) 10.85% 10.85%           $10000 $19999 $195
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Lender
Select Credit Union Personal Loan - New Car 10.19% 10.19%           $10000 $300000 $150
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Lender
BankSA Secured Personal Loan 12.20% 13.20% 10.99% 10.99% 10.99% 10.99% 10.99% $3000 $80000 $195
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Lender
Aussie New Car Loan from Aussie 12.99% 22.49% 12.99% 12.99% 12.99% 12.99% 12.99% $10000 $100000 $199
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Lender
Aussie Used Car Loan from Aussie 13.99% 22.49% 13.99% 13.99% 13.99% 13.99% 13.99% $10000 $300000 $199
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Lender
Companion Credit Union Personal Loan Fixed Unsecured 13.49% 13.49%   13.49% 13.49% 13.49% 13.49% $3000 $80000 $150
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Lender
Companion Credit Union Car Loan - Fixed (up to 3 years) 8.45% 8.45%   8.45% 8.45% 8.45% 8.45% $5000 $125000 $150
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Lender
Newcastle Permanent Building Society Fixed Rate Personal Loan 8.90% 12.90% 8.9% 8.9% 8.9% 8.9% 8.9% $1000 $50000 $125
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Lender
Police & Nurses Easypay Personal Loan (secured) 9.99% 9.99%           $5000 $300000 $149
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Lender
Queenslanders Credit Union Car Loan Fixed Rate - New 10.65% 10.65%         10.65% $2000 $70000 $80.00
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Lender
Victoria Teachers Credit Union Used Car Loan 9.70% 9.70%           $5000 $300000  
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Lender
Transcomm Credit Union Used Car Loan - up to 4 years old (10% deposit/equity) 10.40% 10.40%           $10000 $50000 $125
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Lender
Railways Credit Union New Car Loan 8.65% 8.65%           $10000 $75000 $100
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Lender
Railways Credit Union Any Age Car Loan 10.45% 10.45%           $10000 $75000 $100
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Lender
RegionalOne Credit Union Personal Loan 7.95% 12.95%           $3000 $50000 $150
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Lender
Police Credit Car Loan - New and Used - over $20,000 9.49% 9.49% 8.99% 8.99% 8.99% 8.99% 8.99% $20000 $100000  
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Lender
Savings & Loans Credit Union Green Car Loan ($20k and above) 7.46% 7.46% 7.46% 7.46% 7.46% 7.46% 7.46% $20000 $300000 $195
Apply
Contact
Lender
Savings & Loans Credit Union Personal Loan ($2,000 +) 11.20% 11.20% 11.2% 11.2% 11.2% 11.2% 11.2% $2000 $300000 $195
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Lender
Savings & Loans Credit Union Discounted Variable Personal Loan ($20k+) 8.21% 8.21%           $20000 $30000 $195
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Lender
Sydney Credit Union New Car Loan - Fixed (up to 3 yrs old) 10.39% 10.39%         10.39% $10000 $60000 $100
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Lender
Savings & Loans Credit Union Green Car Loan ($10k to $20k) 9.70% 9.70% 9.7% 9.7% 9.7% 9.7% 9.7% $10000 $19999 $195
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Lender
Westpac Secured Loan 13.39% 14.29%   14.29% 13.79% 13.79% 13.79% $4000 $100000 $250
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Lender
Arab Bank Secured Personal Loan 10.55% 11.55% 11.3% 11.3% 11.3% 11.3% 11.3% $5000 $50000 $200
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Lender
Arab Bank Unsecured Personal Loan 13.25% 14.25% 14% 14% 14% 14% 14% $5000 $50000 $200
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Lender
United Community Drive on Car Loan - Fixed 8.45% 8.45%   8.45% 8.45% 8.45% 8.45% $5000 $125000 $150
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Lender
SERVICE ONE Members Banking Car Loan 8.90% 10.90% 8.75% 8.75% 8.75% 8.75% 8.75%   $50000 $175
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Lender
SERVICE ONE Members Banking Personal Loan 13.50% 15.45%             $50000 $150
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Lender
Bankstown City Credit Union Car Manager - Car Loan 10.35% 10.35%           $10000 $50000  
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Lender
United Community Car Loan - Fixed for Term 8.75% 8.75%   8.75% 8.75% 8.75% 8.75% $5000 $125000 $150
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Lender
Unicom Credit Union Fixed Rate Personal Loan (Secured) 9.80% 9.80%     9.8% 9.8% 9.8% $10000 $30000 $125
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Lender
Unicom Credit Union New Car Loan - Fixed Rate 8.80% 8.80%     8.8% 8.8% 8.8% $10000 $100000 $125
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Lender
Unicom Credit Union New Car Loan - Variable Rate 9.20% 9.20%           $10000 $100000 $125
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Contact
Lender
Capricornia Credit Union Personal Loan (>$5000) 13.48% 13.48%           $5001 $30000 $130
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Lender
Teachers Credit Union All Purpose Loan 12.89% 12.89%           $1000 $80000 $50
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Lender
mecu goGreen Car Loan (new) - greenhouse rating <6 or NA 9.49% 9.49%           $1000 $300000 $125
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Lender
Country First Credit Union New Car Loan 9.49% 9.49%             $75000 $200
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Lender
FCCS Credit Union Online Rewards Car Loan 8.95% 9.95%             $100000 $275
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Lender
United Community Car Loan - Variable 10.45% 10.45%           $5000 $125000 $150
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Lender
mecu goGreen Car Loan (new) - greenhouse rating 6+ 8.74% 8.74%           $1000 $300000 $125
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Lender
NAB NAB Unsecured ($5k < $10k) 15.25% 16.15% 16.15% 16.15% 16.15% 16.15% 16.15% $5000 $9999 $150
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Lender
United Community Personal Loans - Variable 14.20% 14.20%           $3000 $80000 $150
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Lender
United Community Personal Loan - Fixed for Term 13.49% 13.49%   13.49% 13.49% 13.49% 13.49% $3000 $80000 $150
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Lender
Sydney Credit Union New Car Loan - variable (up to 3 yrs old) 10.05% 10.05%         10.39% $10000 $100000 $100
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Lender
Queenslanders Credit Union Car Loan - New 8.70% 11.70%           $2000 $70000 $80
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Lender
RACV personal Loans 8.25% 15.95% 8.25% 8.25% 8.25% 8.25% 8.25% $5000 $100000 $99
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Lender
Queenslanders Credit Union Car Loan - Older 12.24% 14.24%           $2000 $70000 $80
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Lender
Bankstown City Credit Union Credit Manager - Personal Loan 13.85% 13.85%           $10000 $35000  
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Lender
Bankstown City Credit Union New Car Manager - New Car Loan 8.40% 8.40%           $10000 $50000  
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Lender
Victoria Teachers Credit Union Personal Loan (unsecured) 11.45% 11.45%           $500 $300000  
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Lender
First Choice Credit Union New Car Loan 8.99% 9.99%           $1000 $100000 $134.50
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Contact
Lender
Victoria Teachers Credit Union New Car Loan 8.70% 8.70%           $10000 $300000  
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Lender
Wizard Home Loans Wizard Car Loans 9.75% 12.50%           $10000 $100000 $325
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Lender
RTA Staff Credit Union RedHot Car Loan 9.74% 9.85%           $5000 $80000 $90
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Lender
St. George Bank Personal Loan - Secured 10.99% 11.45% 10.99% 10.99% 10.99% 10.99% 10.99% $3000 $80000 $195
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Lender
Encompass Credit Union Motor Vehicle Loan (Car, Motorcycle, Boat) - (up to 2 years old) 10.97% 10.97%           $1000 $40000  
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Lender
Defcredit Personal Loan 12.95% 12.95%             $100000 $50
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Lender
RAC Finance RAC Finance Secured Personal Loans 9.99% 11.10%     11.1% 9.99% 9.99% $8000 $100000 $220
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Lender
Heritage Building Society Used Car Loan - Variable 10.35% 11.35%           $5000 $100000 $105
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Lender
Bananacoast Community Credit Union Personal Loan - Fully secured - Mortgage 6.65% 6.65%           $2500 $75000 $395
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Lender
Bananacoast Community Credit Union Personal Loan - Partially Secured 13.35% 15.35%           $2500 $75000 $150
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Lender
Bananacoast Community Credit Union Special Car Loan 9.35% 11.35%           $2500 $75000 $150
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Lender
Bananacoast Community Credit Union Personal Loan - Other Secured 11.65% 11.65%           $2500 $75000 $150
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Lender
Bananacoast Community Credit Union Personal Loan - Fully Secured - FTD 6.65% 6.65%           $2500 $75000 $150
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Lender
Bananacoast Community Credit Union Personal Loan - Unsecured 15.35% 17.35%           $2500 $35000 $150
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Lender
Bananacoast Community Credit Union Personal Loan - Secured 11.35% 13.35%           $2500 $75000 $150
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Contact
Lender
Wagga Mutual Credit Union Wagga Gold Personal Loan 9.50% 9.50%           $5000 $100000 $125.00
Apply
Contact
Lender
Teachers Credit Union Secured New Car Loan 8.24% 8.24%           $10000 $80000 $100
Apply
Contact
Lender
Community First Credit Union Green Loans 5.59% 5.59%           $2000 $60000 $150
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Contact
Lender
Cash Finance SameDay Approval Personal Loan 10.10% 10.35% 10.25% 10.35%       $1000 $100000  
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Contact
Lender
Commonwealth Bank Variable Rate Personal Loan 14.15% 14.40%           $5000 $50000 $135
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Contact
Lender
St. George Bank Personal Loan - Unsecured 13.99% 13.89% 13.99% 13.99% 13.99% 13.99% 13.99% $3000 $40000 $150
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Contact
Lender
MyState Financial Car Unsecured Personal Loan 10.99% 12.24% 10.99% 10.99% 10.99% 12.24% 12.24% $3000 $30000 $125
Apply
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NAB NAB Fully Secured 13.19% 13.49% 13.49% 13.49% 13.49% 13.49% 13.49% $5000 $300000 $150
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Wagga Mutual Credit Union New Car Loan 9.49% 9.49%           $5000 $100000 $125.00
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MyState Financial Car Secured Personal Loan 10.99% 12.24% 10.99% 10.99% 10.99% 12.24% 12.24% $10000 $75000 $150
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Defcredit New Car Loan Secured 20% deposit 8.45% 8.45%             $100000 $50
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Defcredit Used Car Loan 3-5yrs old 11.70% 11.95%             $100000 $50
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NAB NAB Personal Project Loan 15.99% 19.50%           $5000 $35000 $150
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Defcredit New Car Loan Secured less than 10% deposit 9.75% 9.75%             $100000 $50
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Defcredit New Car Loan Secured 8.99% 8.99%             $100000 $50
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B&E Ltd Motor Vehicle Loan, car over 3 yrs old (Loan under $10,000) 11.70% 11.70%           $3000 $9999 $170
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B&E Ltd Motor Vehicle Loan, car over 3 yrs old (Loan $10,000 or over) 10.70% 10.70%           $10000 $30000 $170
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B&E Ltd Motor Vehicle Loan, car up to 3 yrs old (Loan $10,000 or over) 8.95% 8.95%           $10000 $45000 $170
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B&E Ltd Motor Vehicle Loan, car up to 3 yrs old (Loan under $10,000) 9.95% 9.95%           $3000 $9999 $170
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Queenslanders Credit Union Car Loan - Near New 11.00% 13.75%           $2000 $70000 $80
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Australian Central Credit Union Personal Loan (Unsecured) 13.80% 13.80% 13.8% 13.8% 13.8% 13.8% 13.8% $2000 $20000 $160
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Aussie Aussie's Personal Loans 13.99% 22.49% 13.99% 13.99% 13.99% 13.99% 13.99% $3000 $50000 $199
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