Institution
Product Name
Intro Rate (% p.a.)
Comparison Rate (% p.a.)*
Intro Term (Months)
Intro Interest Type
Fees
Loan Value Ratio (%)
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Valuation ($)
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RAMS Home Loans
RAMS Easy Start
6.29%
6.85%
12
Variable
$395
$200
$250
80%
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Easy Street Financial Services
EasyHome Honeymoon
6.24%
6.55%
12
Variable
$500
80%
Apply
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Community First Credit Union
Honeymoon
6.24%
6.74%
12
Fixed
$500
$198
$360
80%
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St. George Bank
Intro 1 Year Fixed Rate
6.49%
6.82%
12
Fixed
$100
80%
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St. George Bank
Intro 1 Year Discount Variable Rate
6.48%
7.45%
12
Variable
$100
80%
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Bankwest
Mortgage Shredder Fixed Introductory Rate
6.84%
7.24%
12
Fixed
$700
80%
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NAB
NAB Introductory Rate Home Loan (3 years Variable)
6.19%
6.91%
36
Variable
$600
80%
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NAB
NAB Introductory Rate Home Loan (3 years Fixed)
7.29%
7.23%
36
Fixed
$600
80%
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NAB
NAB Introductory Rate Home Loan (12 months Fixed)
6.29%
7.06%
12
Fixed
$600
80%
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NAB
NAB Introductory Rate Home Loan (12 months Variable)
5.9%
7.02%
12
Variable
$600
80%
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Adelaide Bank
HomeBuyer Power Introductory Rate
12
Variable
$595
$100
80%
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Adelaide Bank
12 Month Introductory Fixed Rate obsolete
12
Fixed
$595
$100
80%
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Adelaide Bank
12 Month Discount Variable Rate obsolete
7.24%
8.32%
12
Variable
$595
$100
80%
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Trustar Mortgage
Easy Start Rate
5.94%
6.51%
12
Variable
$220
$270
80%
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Tasmania Finance
Introductory Rate Home Loan
3.67%
5.89%
12
Variable
$275
$490
$75
80%
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Trustar Mortgage
3 Year Discount Rate
5.69%
6.24%
$220
$270
80%
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Suncorp
1 Year Introductory Fixed
6.49%
7.04%
12
Fixed
$600
80%
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Sydney Credit Union
Introductory Loan
6.31%
7.18%
12
Variable
$200
$192.5
$360
80%
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Sydney Credit Union
First Home Owner Loan
5.9%
6.53%
12
Variable
$200
$192.50
$360
80%
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Morgan Brooks DIRECT
Discount Variable (12 Month)
5.73%
6.72%
12
Variable
$699
$550
80%
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Bank of Queensland
First-Start Home Loan
6.26%
7.28%
12
Variable
$495
$100
80%
Apply
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BankSA
Great Start - One Year Fixed
6.49%
12
Fixed
$600
$100
80%
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BankSA
Great Start - One Year Variable
6.48%
12
Variable
$100
80%
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Bankwest
Bankwest Rate Tracker Home Loan
6.13%
6.9%
24
Variable
$950
80%
Apply
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Bankwest
Mortgage Shredder Variable Introductory Rate
6.05%
7.16%
12
Variable
$700
80%
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RAMS Home Loans
RAMS Rate Relief
6.08%
6.7%
24
Variable
$395
$200
$250
80%
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RESI Mortgage Corporation
Switch & Save Home Loan
6.2%
6.79%
24
Variable
$236.50
$396
80%
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RESI Mortgage Corporation
Resi LowStart
5.87%
6.86%
12
Variable
$550
$236.50
$396
80%
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Arab Bank
HeadStart Home Loan - 12 Months Introductory Rate
6.74%
7.5%
12
Variable
$600
80%
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Savings & Loans Credit Union
Fixed Rate Loan Special Rate
6.39%
7.08%
12
Fixed
$600
80%
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Commonwealth Bank
3 Year Special Economiser Discounted Base Variable Rate
6.43%
6.59%
36
Variable
$600
80%
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Newcastle Permanent Building Society
Intro Rate Home Loan
6.17%
6.83%
12
Variable
$400
80%
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Savings & Loans Credit Union
Line of Credit - Fixed
6.88%
12
Fixed
$600
80%
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Queensland Professional Credit Union
Friendly Home Loan Introductory
7.5%
6.98%
12
Fixed
$500
$179
80%
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SERVICE ONE Members Banking
Honeymoon Rate (Classic Home Loan)
6.65%
7.15%
12
Fixed
$500
$200
80%
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MyState Financial
First Home Buyer Fixed Rate
4.95%
7%
12
Fixed
$600
$247.50
$102.50
80%
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HSBC
Introductory Home Smart
5.84%
6.8%
12
Variable
$500
$150
80%
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HSBC
Intro Variable Rate Loan
5.76%
6.79%
12
Variable
$600
$75
$150
80%
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Mortgage House
Prudent Home Loan
6.38%
6.58%
36
Variable
$300
$369
$200
80%
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Mortgage House
Thrifty Access
5.8%
6.41%
3
Variable
$300
$299.95
80%
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AMO
AMO Introductory Rate Home Loan
5.74%
6.7%
12
Variable
$650
$440
80%
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AMP
Introductory 1 Year Fixed Rate Loan
6.49%
6.67%
12
Fixed
$350
$295
$250
80%
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Award Mortgage Solutions
Standard Full Doc (Intro)
8.16%
9.04%
12
Variable
$330
$440
80%
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Arab Bank
HeadStart Home Loan - 6 Months Introductory Rate
5.84%
7.45%
6
Variable
$600
80%
Apply
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Commonwealth Bank
12 Month Discounted Variable Rate
6.41%
7.16%
12
Variable
$600
80%
Apply
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Commonwealth Bank
1 Year Guaranteed Rate
6.74%
7.2%
12
Fixed
$600
$100
80%
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B&E Ltd
FlexiChoice 1 Year Introductory Loan
6.75%
7.23%
12
Fixed
$650
80%
Apply
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Mortgage Ezy
Special Discount 1 Year Fixed Fee Free
5.89%
5.99%
12
Variable
$440
$250
$297
$275
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LaTrobe Financial Services
Discount Variable 6 months
5.54%
7.67%
6
Variable
$550
$302.50
$550
$120
80%
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LaTrobe Financial Services
Discount Variable 12 Months
6.54%
7.67%
12
Variable
$550
$302.50
$550
$120
80%
Request Advice
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Morgan Brooks DIRECT
Discount Variable (6 month)
4.73%
6.72%
6
Variable
$699
$550
80%
Apply
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IMB
IMB Discount Variable Home Loan
6.95%
6.91%
12
Variable
$295
$302.5
$150
80%
Apply
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AIMS Home Loans
Best Choice Discount Variable Home Loan
5.75%
7.56%
6
Variable
$660
80%
Apply
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Gateway Credit Union
Discount Variable Home Loan
6.09%
6.77%
12
Variable
$745
80%
Apply
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CUA
1 Year Introductory Variable Rate
6.24%
6.41%
12
Variable
$600
$195
80%
Apply
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AIMS Home Loans
Super Saver Discount Variable Home Loan
6.42%
7.56%
12
Variable
$660
80%
Apply
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Mortgage House
Carpe Diem
2.98%
6.9%
6
Variable
$300
$369
$200
80%
Apply
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AMP
Introductory Professional Package Variable Rate Loan (Pro Pack)
6.19%
6.94%
12
Variable
$350
$295
$250
80%
Request Advice
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Mortgage Ezy
Ezy Discounted Variable Prof Pack
5.39%
6.39%
12
Variable
$440
$250
$297
$120
85%
Apply
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Teachers Credit Union
Teachers Advantage Loan
6.24%
6.96%
12
Fixed
$150
$250
$150
80%
Apply
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Nationwide Mortgage
New Start Home Loan
5.77%
6.57%
12
Variable
$240
$490
80%
Apply
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Pacific Mortgage Corporation
Low Start Full Doc Loan 12 months up to $2,000,000
4.69%
5.45%
12
Variable
$236
80%
Apply
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Pacific Mortgage Corporation
Low Start Full Doc Loan 6 months up to $2,000,000
3.89%
5.45%
6
Variable
$237
80%
Apply
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Pacific Mortgage Corporation
Low Start Full Doc Loan 18 months up to $2,000,000
4.96%
5.46%
18
Variable
$237
80%
Apply
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Pacific Mortgage Corporation
Low Start Full Doc Loan 24 months up to $2,000,000
5.09%
5.46%
24
Variable
$237
80%
Apply
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Professional Lending Corporation
12 Month LowStart Home loan
8.39%
9.26%
12
Variable
$115.5
$220
$434.5
$200
80%
Apply
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Professional Lending Corporation
18 Month LowStart Home Loan
8.66%
9.26%
18
Variable
$115.5
$220
$434.5
80%
Apply
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Police & Nurses
Lifestyle Home Loan - Introductory Rate
6.84%
6.94%
12
Variable
$650
Apply
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Queenslanders Credit Union
Easy Living 12 mth Discount Interest Rate Investment Loan
5.84%
12
Variable
$595.00
80%
Apply
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Hemisphere Financial Solutions
Intro Rate Loan
5.69%
6.64%
12
Variable
$599
90%
Apply
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Macquarie Credit Union
Introductory Rate Home Loan (Intro for 12 months)
6.16%
6.66%
12
Variable
$250
$450
80%
Apply
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Macquarie Credit Union
First Home Buyers Home Loan
6.16%
6.52%
36
Variable
80%
Apply
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Gateway Credit Union
Honeymoon Home Loan
5.99%
6.78%
12
Variable
$745
80%
Apply
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Queenslanders Credit Union
Easy Living 12 mth Discount Interest Rate Home Loan
5.69%
6.15%
12
Variable
$595
80%
Apply
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