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Introductory Homeloans Selector Service

Institution	Product Name	Intro Rate (% p.a.)	Comparison Rate (% p.a.)*	Intro Term (Months)	Intro Interest Type	Fees				Loan Value Ratio (%)	Compare	Apply	Contact Lender
Institution	Product Name			Intro Term (Months)	Intro Interest Type	Application ($)	Valuation ($)	Legal ($)	Settlement ($)	Loan Value Ratio (%)	Compare	Apply	Contact Lender
You can further compare up to 3 products by checking the boxes and clicking the compare button
RAMS Home Loans	RAMS Easy Start	5.79%	6.36%	24	Variable	$395	$200		$250	80%		Apply	Contact Lender
Easy Street Financial Services	EasyHome Honeymoon	5.89%	6.07%	12	Variable	$500				80%		Apply	Contact Lender
Community First Credit Union	Honeymoon	5.89%	6.51%	12	Fixed	$500	$198	$360		80%		Apply	Contact Lender
St. George Bank	Intro 1 Year Fixed Rate	6.49%	6.82%	12	Fixed				$100	80%		Request Advice	Contact Lender
St. George Bank	Intro 1 Year Discount Variable Rate	6.23%		12	Variable				$100	80%		Request Advice	Contact Lender
Bankwest	Mortgage Shredder Fixed Introductory Rate	6.84%	7.02%	12	Fixed	$700				80%		Request Advice	Contact Lender
NAB	NAB Introductory Rate Home Loan (3 years Variable)	5.94%	6.66%	36	Variable	$600				80%		Request Advice	Contact Lender
NAB	NAB Introductory Rate Home Loan (3 years Fixed)	7.29%	7.05%	36	Fixed	$600				80%		Request Advice	Contact Lender
NAB	NAB Introductory Rate Home Loan (12 months Fixed)	6.19%	6.83%	12	Fixed	$600				80%		Request Advice	Contact Lender
NAB	NAB Introductory Rate Home Loan (12 months Variable)	5.65%	6.78%	12	Variable	$600				80%		Request Advice	Contact Lender
Adelaide Bank	HomeBuyer Power Introductory Rate			12	Variable	$595			$100	80%		Request Advice	Contact Lender
Adelaide Bank	12 Month Introductory Fixed Rate obsolete			12	Fixed	$595			$100	80%		Request Advice	Contact Lender
Adelaide Bank	12 Month Discount Variable Rate obsolete	7.24%	8.32%	12	Variable	$595			$100	80%		Request Advice	Contact Lender
Trustar Mortgage	Easy Start Rate	5.94%	6.51%	12	Variable		$220	$270		80%		Apply	Contact Lender
Tasmania Finance	Introductory Rate Home Loan	3.67%	5.89%	12	Variable		$275	$490	$75	80%		Apply	Contact Lender
Trustar Mortgage	3 Year Discount Rate	5.69%	6.24%				$220	$270		80%		Apply	Contact Lender
Suncorp	1 Year Introductory Fixed	6.49%	7.04%	12	Fixed	$600				80%		Apply	Contact Lender
Sydney Credit Union	Introductory Loan	6.11%	6.88%	12	Variable	$200	$192.5	$360		80%		Apply	Contact Lender
Sydney Credit Union	First Home Owner Loan	5.7%	6.53%	12	Variable	$200	$192.50	$360		80%		Apply	Contact Lender
Morgan Brooks DIRECT	Discount Variable (12 Month)	5.48%	6.47%	12	Variable	$699			$550	80%		Apply	Contact Lender
Bank of Queensland	First-Start Home Loan	6.01%	7.03%	12	Variable	$495			$100	80%		Apply	Contact Lender
BankSA	Great Start - One Year Fixed	6.49%		12	Fixed	$600			$100	80%		Request Advice	Contact Lender
BankSA	Great Start - One Year Variable	6.23%		12	Variable				$100	80%		Request Advice	Contact Lender
Bankwest	Bankwest Rate Tracker Home Loan	5.63%	6.61%	24	Variable	$950				80%		Apply	Contact Lender
Bankwest	Mortgage Shredder Variable Introductory Rate	5.8%	6.91%	12	Variable	$700				80%		Apply	Contact Lender
RAMS Home Loans	RAMS Rate Relief	5.58%	6.21%	24	Variable	$395	$200		$250	80%		Request Advice	Contact Lender
RESI Mortgage Corporation	Switch & Save Home Loan	5.7%	5.95%	24	Variable		$236.50	$396		80%		Apply	Contact Lender
RESI Mortgage Corporation	Resi LowStart	5.37%	6.36%	12	Variable	$550	$236.50	$396		80%		Apply	Contact Lender
Arab Bank	HeadStart Home Loan - 12 Months Introductory Rate	6.49%	7.25%	12	Variable	$600				80%		Apply	Contact Lender
Savings & Loans Credit Union	Fixed Rate Loan Special Rate	6.39%	6.63%	12	Fixed	$600				80%		Apply	Contact Lender
Commonwealth Bank	3 Year Special Economiser Discounted Base Variable Rate	6.18%	6.34%	36	Variable	$600				80%		Apply	Contact Lender
Newcastle Permanent Building Society	Intro Rate Home Loan	5.92%	6.58%	12	Variable	$400				80%		Request Advice	Contact Lender
Savings & Loans Credit Union	Line of Credit - Fixed	6.78%		12	Fixed	$600				80%		Apply	Contact Lender
Queensland Professional Credit Union	Friendly Home Loan Introductory	7.5%	6.98%	12	Fixed	$500	$179			80%		Apply	Contact Lender
SERVICE ONE Members Banking	Honeymoon Rate (Classic Home Loan)	6.4%	6.9%	12	Fixed	$500			$200	80%		Apply	Contact Lender
MyState Financial	First Home Buyer Fixed Rate	4.95%	6.56%	12	Fixed	$600	$247.50		$102.50	80%		Apply	Contact Lender
HSBC	Introductory Home Smart	5.84%	6.8%	12	Variable	$500			$150	80%		Apply	Contact Lender
HSBC	Intro Variable Rate Loan	5.76%	6.79%	12	Variable	$600	$75		$150	80%		Apply	Contact Lender
Mortgage House	Prudent Home Loan	6.13%	6.35%	36	Variable	$300		$369	$200	80%		Apply	Contact Lender
Mortgage House	Thrifty Access	5.55%	6.18%	3	Variable	$300			$299.95	80%		Apply	Contact Lender
AMO	AMO Introductory Rate Home Loan	5.24%	6.2%	12	Variable	$650		$440		80%		Apply	Contact Lender
AMP	Introductory 1 Year Fixed Rate Loan	6.49%	6.45%	12	Fixed	$350		$295	$250	80%		Request Advice	Contact Lender
Award Mortgage Solutions	Standard Full Doc (Intro)	8.16%	9.04%	12	Variable		$330	$440		80%		Apply	Contact Lender
Arab Bank	HeadStart Home Loan - 6 Months Introductory Rate	5.59%	7.2%	6	Variable	$600				80%		Apply	Contact Lender
Commonwealth Bank	12 Month Discounted Variable Rate	5.83%	6.88%	12	Variable	$600				80%		Apply	Contact Lender
Commonwealth Bank	1 Year Guaranteed Rate	6.49%	6.95%	12	Fixed	$600			$100	80%		Apply	Contact Lender
B&E Ltd	FlexiChoice 1 Year Introductory Loan	6.62%	6.77%	12	Fixed	$650				80%		Apply	Contact Lender
Mortgage Ezy	Special Discount 1 Year Fixed Fee Free	5.89%	5.99%	12	Variable	$440	$250	$297	$275			Apply	Contact Lender
LaTrobe Financial Services	Discount Variable 6 months	4.29%	6.43%	6	Variable	$550	$302.50	$550	$120	80%		Request Advice	Contact Lender
LaTrobe Financial Services	Discount Variable 12 Months	5.29%	6.43%	12	Variable	$550	$302.50	$550	$120	80%		Request Advice	Contact Lender
Morgan Brooks DIRECT	Discount Variable (6 month)	4.48%	6.46%	6	Variable	$699			$550	80%		Apply	Contact Lender
IMB	IMB Discount Variable Home Loan	5.7%	6.66%	12	Variable	$295		$302.5	$150	80%		Apply	Contact Lender
Queenslanders Credit Union	Easy Living 12 mth Discount Investment Loan	5.34%		12	Variable	$595.00				80%		Apply	Contact Lender
AIMS Home Loans	Best Choice Discount Variable Home Loan	5.5%	7.31%	6	Variable	$660				80%		Apply	Contact Lender
Gateway Credit Union	Discount Variable Home Loan	5.59%	6.27%	12	Variable	$745				80%		Apply	Contact Lender
CUA	Better Start Home Loan	6.49%	6.46%	36	Variable	$600			$195	80%		Apply	Contact Lender
CUA	1 Year Introductory Variable Rate	5.99%	6.61%	12	Variable	$600			$195	80%		Apply	Contact Lender
AIMS Home Loans	Super Saver Discount Variable Home Loan	6.17%	7.31%	12	Variable	$660				80%		Apply	Contact Lender
Mortgage House	Carpe Diem	2.98%	6.72%	6	Variable	$300		$369	$200	80%		Apply	Contact Lender
AMP	Introductory Professional Package Variable Rate Loan (Pro Pack)	6.39%	6.44%	12	Variable	$350		$295	$250	80%		Request Advice	Contact Lender
Mortgage Ezy	Ezy Discounted Variable Prof Pack	5.39%	6.39%	12	Variable	$440	$250	$297	$120	85%		Apply	Contact Lender
Teachers Credit Union	Teachers Advantage Loan	5.99%	6.49%	12	Fixed	$150	$250		$150	80%		Apply	Contact Lender
Queenslanders Credit Union	Easy Living 12 mth Discount Home Loan	5.19%	6.66%	12	Variable	$595				80%		Apply	Contact Lender
Nationwide Mortgage	New Start Home Loan	5.27%	6.04%	12	Variable		$240	$490		80%		Apply	Contact Lender
Pacific Mortgage Corporation	Low Start Full Doc Loan 12 months up to $2,000,000	4.69%	5.45%	12	Variable		$236			80%		Apply	Contact Lender
Pacific Mortgage Corporation	Low Start Full Doc Loan 6 months up to $2,000,000	3.89%	5.45%	6	Variable		$237			80%		Apply	Contact Lender
Pacific Mortgage Corporation	Low Start Full Doc Loan 18 months up to $2,000,000	4.96%	5.46%	18	Variable		$237			80%		Apply	Contact Lender
Pacific Mortgage Corporation	Low Start Full Doc Loan 24 months up to $2,000,000	5.09%	5.46%	24	Variable		$237			80%		Apply	Contact Lender
Professional Lending Corporation	12 Month LowStart Home loan	8.39%	9.26%	12	Variable	$115.5	$220	$434.5	$200	80%		Apply	Contact Lender
Professional Lending Corporation	18 Month LowStart Home Loan	8.66%	9.26%	18	Variable	$115.5	$220	$434.5		80%		Apply	Contact Lender
Police & Nurses	Lifestyle Home Loan - Introductory Rate	6.59%	6.69%	12	Variable	$650						Apply	Contact Lender
Hemisphere Financial Solutions	Intro Rate Loan	5.44%	6.39%	12	Variable	$599				90%		Apply	Contact Lender
Macquarie Credit Union	Introductory Rate Home Loan (Intro for 12 months)	5.91%	6.28%	12	Variable		$250	$450		80%		Apply	Contact Lender
Macquarie Credit Union	First Home Buyers Home Loan	5.91%	6.28%	36	Variable					80%		Apply	Contact Lender

* WARNING: This Comparison Rate applies only to the example or examples given. Different ammounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included on the Comparison Rate but may influence the costs of the loan.

This Comparison Rate is designed to reflect the total annual cost to a borrower of a loan. It wraps up interest payments and fees and expresses all these costs in one rate, or the average annual percentage rate (AAPR). On the CreditMart website, it makes comparisons between products easier, the comparison rates displayed in tables are based on uniform amounts and terms.

Home loan Comparison Rates on CreditMart are based on a loan amount of $150,000 and a term of 25 years.

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