Institution
Product Name
Variable Rate (% p.a.)
Comparison Rate (% p.a.)*
Fees
Loan Value Ratio (%)
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RAMS Home Loans
RAMS SmartWay Home Loan
6.44%
6.62%
$395
$200
$250
80%
Apply
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RAMS Home Loans
RAMS SmartWay Pro Pack 1
5.94%
6.28%
$395
$200
$250
80%
Apply
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RAMS Home Loans
RAMS SmartWay Pro Pack 2
5.84%
6.19%
$395
$200
$250
80%
Apply
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St. George Bank
Portfolio - Home Equity Loan
7.03%
$700
$100
80%
Apply
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MyRate.com.au
MyRate.com.au - All-in-One Line of Credit
6.35%
80%
Apply
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Westpac
Equity Access
7.16%
$600
80%
Request Advice
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ANZ
ANZ Equity Manager
7.06%
$600
80%
Request Advice
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Commonwealth Bank
Viridian Line of Credit
6.96%
$600
$100
80%
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Bankwest
Equity Access
6.78%
80%
Request Advice
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NAB
NAB Flexiplus Mortgage
6.89%
6.74%
$600
80%
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NAB
NAB Home Equity Line of Credit
6.22%
$600
80%
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Citibank
Mortgage Power
7.25%
$399
$250
80%
Request Advice
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ING DIRECT
Action Equity Loan
6.79%
6.79%
$220
80%
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ING DIRECT
Smart Home Loan
6.79%
6.91%
$220
80%
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Heritage Building Society
Living Equity
6.37%
$600
80%
Request Advice
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HomeSide Lending
Homeside Peak Performance Equity Mortgage
6.7%
$600
80%
Request Advice
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Virgin Money
Virgin Line of Credit Variable Loan
5.49%
5.49%
$490
80%
Apply
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United Community
Pinnacle +Plus All-in-One Account
6.49%
$150
80%
Apply
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United Community
All-In-One Account
6.79%
$445
$150
80%
Apply
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Unicom Credit Union
All in One
6.77%
$600
$357.5
80%
Apply
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Tasmania Finance
Line of Credit
6.03%
6.1%
$275
$490
$75
80%
Apply
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Trustar Mortgage
Line of Credit
6.69%
$220
$270
80%
Apply
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Super Rate
All-in-One Line of Credit
5.89%
$395
80%
Apply
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Sydney Credit Union
Sydney Saver
6.66%
$200
$192.5
$360
70%
Apply
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Bank of Queensland
Line of Credit HLPP $150k to $200k
6.86%
80%
Apply
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Bank of Queensland
Line of Credit HLPP $200k to $250k
6.71%
80%
Apply
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Bank of Queensland
Line of Credit HLPP $250k +
6.41%
80%
Apply
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Bank of Queensland
Line of Credit
7.26%
$495
80%
Apply
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BankSA
Variable Portfolio Loan
7.03%
$700
$100
80%
Request Advice
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Queensland Teachers Credit Union
Home Equity Overdraft
7.29%
$150
80%
Apply
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Queensland Teachers Credit Union
Home Equity Loan
7.09%
7.13%
$515
80%
Apply
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RAMS Home Loans
RAMS Line of Credit
6.48%
$395
$200
$250
80%
Request Advice
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RESI Mortgage Corporation
Line of Credit (Home Equity Loan)
6.52%
6.57%
$232.50
$396
80%
Apply
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The Rock Building Society
Line Of Credit
9.72%
9.82%
$600
Request Advice
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Railways Credit Union
Tilt... Your all-in-one mortgage overdraft
6.2%
$450
Apply
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Railways Credit Union
Tilt... Your investment mortgage overdraft
6.2%
$450
Apply
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Suncorp
Asset Line
6.94%
$600
80%
Request Advice
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State Custodians Mortgage Company
Line of Credit
5.89%
$275
$450
80%
Apply
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SERVICE ONE Members Banking
HomePlus
7.5%
$500
$200
80%
Apply
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Select Credit Union
Super Equity Access Loan
6.24%
$187
$360
80%
Apply
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Savings & Loans Credit Union
Discounted Line of Credit
6.63%
$600
80%
Apply
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Wizard Home Loans
Wealth Power
6.84%
6.9%
$100
$660
80%
Apply
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Encompass Credit Union
Equity Home Loan (Line of Credit)
6.7%
6.77%
$350
$200
$360
80%
Apply
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Newcastle Permanent Building Society
Real Equity
6.82%
$400
80%
Request Advice
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Adelaide Bank
HomeBuyer Power
6.8%
6.99%
$595
$100
80%
Apply
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Savings & Loans Credit Union
Line of Credit
6.77%
$600
80%
Apply
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Wagga Mutual Credit Union
Line of Credit
6.38%
$275
$360
$150
80%
Apply
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AMP
Professional Package Line of Credit ($750,000+)(Pro Pack)
6.54%
$350
$295
$250
80%
Apply
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MyLoan MyWay
All-in-One Line of Credit
6.45%
$395
80%
Apply
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HSBC
Home Equity Loan
6.92%
$500
$150
80%
Apply
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HSBC
PowerVantage Home Equity - QLD/VIC
6.42%
$250
$150
80%
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HSBC
PowerVantage Home Equity - WA/SA
6.42%
$250
$150
80%
Apply
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HSBC
PowerVantage Home Equity - NSW/ACT
6.42%
$250
$150
80%
Apply
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Maroondah Credit Union
Home Equity Loan
6.75%
6.8%
$600
80%
Apply
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Citibank
Mortgage Plus Mortgage Power $500K to <$750K
6.85%
$250
80%
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Citibank
Mortgage Plus Mortgage Power $200K to <$500K
6.95%
$250
80%
Apply
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Citibank
Mortgage Plus Mortgage Power >$750K
6.75%
$250
80%
Apply
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Arab Bank
Revolving Line of Credit
7.2%
80%
Apply
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Arab Bank
Home Equity Loan
7.7%
7.75%
$600
80%
Apply
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Bankstown City Credit Union
Home Equity Manager - Home Equity line of credit
6.49%
6.62%
$198
$592
$350
80%
Apply
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Bananacoast Community Credit Union
All In One Account
6.05%
$395
80%
Apply
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Bendigo Bank
Bendigo Home Equity Loan
7.05%
$150
$205
$295
$80
80%
Apply
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BMC Mortgage Corp
Line of Credit
6.65%
6.7%
$660
80%
Apply
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Community CPS Australia
All-In-One Account
6.79%
$445
$150
80%
Apply
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Community CPS Australia
Pinnacle +Plus All-in-One Account
6.49%
$150
80%
Apply
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mecu
Secured Overdraft / Home Equity
6.4%
$595
80%
Apply
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Austral Credit Union Ltd
Line of Credit Loan
9.05%
$700
80%
Apply
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Victoria Teachers Credit Union
Revolving Line of Credit
6.37%
80%
Apply
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LoanAustralia
Line of Credit Loan
6.21%
6.27%
$350
$330
$75
80%
Apply
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Intech Credit Union Limited
Mortgage Master
6.82%
$275
$235
$365
80%
Apply
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AMO
AMO Line of Credit
6.2%
$350
$300
$440
$100
80%
Apply
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ING DIRECT
Smart Home Loan (SmartPack)
6.29%
6.45%
$699
$220
80%
Apply
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IMB
IMB Equity Line Advantage
6.9%
$295
$302.5
$150
80%
Apply
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Illawarra Credit Union
All in One Loan
6.77%
$600
$357.5
80%
Apply
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Hunter United Credit Union
Home Equity
6.94%
$250
$180
$450
80%
Apply
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Aussie
Aussie Classic Line of Credit
6.58%
$500
$100
90%
Apply
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AMP
Professional Package Line of Credit ($100,000-$249,999)(Pro Pack)
6.74%
$350
$295
$250
80%
Request Advice
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Good Option Home Loan
Equity Maximiser
7.1%
80%
Apply
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Gateway Credit Union
EquitiSmart Home Loan (ELOC)
6.49%
$745
80%
Apply
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Greater Building Society
Line of Credit
6.9%
80%
Apply
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Comtax Credit Union
Credit Axess Line of Credit- secured
6.5%
$800
80%
Apply
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CUA
Mortgage Freedom Greater than $250K
6.62%
$600
$195
80%
Apply
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First Choice Credit Union
Home Equity Loan
6.85%
$275
$471.50
80%
Apply
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CUA
Mortgage Freedom Less than $250K(Home Equity)
6.87%
$600
$195
80%
Apply
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AIMS Home Loans
Money Saver Variable Home Loan
6.77%
6.818%
$660
80%
Apply
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AMP
Professional Package Line of Credit ($250,000-$749,999) (Pro Pack)
6.59%
$350
$295
$250
80%
Apply
Contact Lender
Homeloans Ltd
Homeloans Premium Full Doc LOC (Pro-Pack)
6.09%
6.45%
$65
$300
Apply
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Homeloans Ltd
Monipower
6.41%
6.62%
$564
$230
$65
80%
Request Advice
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Homeloans Ltd
Smart Saver Plus
6.69%
6.77%
$564
$350
$75
80%
Request Advice
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Homeloans Ltd
Homeloans Premium Full Doc LOC
6.19%
6.25%
$65
$300
$65
Request Advice
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RegionalOne Credit Union
Home Equity
6.05%
$150
$220
$330
Apply
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RegionalOne Credit Union
Home Equity
6.05%
$150
$220
$330
Apply
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Nationwide Mortgage
Line Of Credit
6.35%
6.4%
$240
$490
80%
Apply
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one direct
one direct equity loan
5.48%
5.48%
$250
$60
80%
Apply
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Pacific Mortgage Corporation
Full Doc Line of Credit
5.64%
$237
80%
Apply
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Police & Nurses
Equity Access Home Loan
7.09%
$650
80%
Apply
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Queenslanders Credit Union
Home Action - Continuous Credit
6.74%
$595
80%
Apply
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Queenslanders Credit Union
Investment Action - Continous Credit
6.74%
$595
80%
Apply
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Companion Credit Union
Line of Credit Home Loan
6.79%
$198
$360
80%
Apply
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Hemisphere Financial Solutions
Standard Line of Credit
6.44%
6.49%
$599
90%
Apply
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