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Institution	Product Name	Variable Rate (% p.a.)	Comparison Rate (% p.a.)*	Fees				Loan Value Ratio (%)	Compare	Apply	Contact Lender
Institution	Product Name			Application ($)	Valuation ($)	Legal ($)	Settlement ($)	Loan Value Ratio (%)	Compare	Apply	Contact Lender
You can further compare up to 3 products by checking the boxes and clicking the compare button
RAMS Home Loans	RAMS SmartWay Home Loan	6.94%	7.11%	$395	$200		$250	80%		Apply	Contact Lender
RAMS Home Loans	RAMS SmartWay Pro Pack 1	6.44%	6.78%	$395	$200		$250	80%		Apply	Contact Lender
RAMS Home Loans	RAMS SmartWay Pro Pack 2	6.34%	6.68%	$395	$200		$250	80%		Apply	Contact Lender
St. George Bank	Portfolio - Home Equity Loan	7.28%		$700			$100	80%		Apply	Contact Lender
MyRate.com.au	MyRate.com.au - All-in-One Line of Credit	6.85%						80%		Apply	Contact Lender
Westpac	Equity Access	7.41%		$600				80%		Request Advice	Contact Lender
ANZ	ANZ Equity Manager	7.31%		$600				80%		Request Advice	Contact Lender
Commonwealth Bank	Viridian Line of Credit	7.21%		$600			$100	80%		Request Advice	Contact Lender
Bankwest	Equity Access	7.03%						80%		Request Advice	Contact Lender
NAB	NAB Flexiplus Mortgage	7.14%		$600				80%		Request Advice	Contact Lender
NAB	NAB Home Equity Line of Credit	6.47%		$600				80%		Request Advice	Contact Lender
Citibank	Mortgage Power	7.5%		$399			$250	80%		Request Advice	Contact Lender
ING DIRECT	Action Equity Loan	7.09%	7.09%			$220		80%		Request Advice	Contact Lender
ING DIRECT	Smart Home Loan	7.09%	7.21%			$220		80%		Request Advice	Contact Lender
Heritage Building Society	Living Equity	6.87%		$600				80%		Request Advice	Contact Lender
HomeSide Lending	Homeside Peak Performance Equity Mortgage	6.47%		$600				80%		Request Advice	Contact Lender
Virgin Money	Virgin Line of Credit Variable Loan	5.49%	5.49%			$490		80%		Apply	Contact Lender
United Community	Pinnacle +Plus All-in-One Account	6.99%					$150	80%		Apply	Contact Lender
United Community	All-In-One Account	7.29%		$445			$150	80%		Apply	Contact Lender
Unicom Credit Union	All in One	7.02%		$600		$357.5		80%		Apply	Contact Lender
Tasmania Finance	Line of Credit	6.03%	6.1%		$275	$490	$75	80%		Apply	Contact Lender
Trustar Mortgage	Line of Credit	6.69%			$220	$270		80%		Apply	Contact Lender
Super Rate	All-in-One Line of Credit	5.89%					$395	80%		Apply	Contact Lender
Sydney Credit Union	Sydney Saver	7.11%		$200	$192.5	$360		70%		Apply	Contact Lender
Bank of Queensland	Line of Credit HLPP $150k to $200k	7.11%						80%		Apply	Contact Lender
Bank of Queensland	Line of Credit HLPP $200k to $250k	6.96%						80%		Apply	Contact Lender
Bank of Queensland	Line of Credit HLPP $250k +	6.66%						80%		Apply	Contact Lender
Bank of Queensland	Line of Credit	7.51%		$495				80%		Apply	Contact Lender
BankSA	Variable Portfolio Loan	7.28%		$700			$100	80%		Request Advice	Contact Lender
Queensland Teachers Credit Union	Home Equity Overdraft	7.54%		$600				80%		Apply	Contact Lender
Queensland Teachers Credit Union	Home Equity Loan	7.34%	7.39%	$600				80%		Apply	Contact Lender
RAMS Home Loans	RAMS Line of Credit	6.98%		$395	$200		$250	80%		Request Advice	Contact Lender
RESI Mortgage Corporation	Line of Credit (Home Equity Loan)	7.02%	7.07%		$232.50	$396		80%		Apply	Contact Lender
The Rock Building Society	Line Of Credit	9.72%	9.82%	$600						Request Advice	Contact Lender
Railways Credit Union	Tilt... Your all-in-one mortgage overdraft	6.6%		$450						Apply	Contact Lender
Railways Credit Union	Tilt... Your investment mortgage overdraft	6.6%		$450						Apply	Contact Lender
Suncorp	Asset Line	7.19%		$600				80%		Request Advice	Contact Lender
State Custodians Mortgage Company	Line of Credit	6.14%			$275	$450		80%		Apply	Contact Lender
SERVICE ONE Members Banking	HomePlus	7.75%		$500			$200	80%		Apply	Contact Lender
Savings & Loans Credit Union	Discounted Line of Credit	7.13%		$600				80%		Apply	Contact Lender
Wizard Home Loans	Wealth Power	6.84%	6.9%	$100			$660	80%		Apply	Contact Lender
Encompass Credit Union	Equity Home Loan (Line of Credit)	6.95%	7.02%	$350	$200	$360		80%		Apply	Contact Lender
Bank of Cyprus	Home Equity Loan	7.2%	7.35%	$250	$220	$434.50		80%		Apply	Contact Lender
Newcastle Permanent Building Society	Real Equity	7.07%		$400				80%		Request Advice	Contact Lender
Savings & Loans Credit Union	Line of Credit	7.27%		$600				80%		Apply	Contact Lender
Wagga Mutual Credit Union	Line of Credit	6.88%			$275	$360	$150	80%		Apply	Contact Lender
AMP	Professional Package Line of Credit ($750,000+)(Pro Pack)	6.79%		$350		$295	$250	80%		Apply	Contact Lender
MyLoan MyWay	All-in-One Line of Credit	6.85%					$395	80%		Apply	Contact Lender
HSBC	Home Equity Loan	6.92%		$500			$150	80%		Apply	Contact Lender
HSBC	PowerVantage Home Equity - QLD/VIC	6.42%		$250			$150	80%		Apply	Contact Lender
HSBC	PowerVantage Home Equity - WA/SA	6.42%		$250			$150	80%		Apply	Contact Lender
HSBC	PowerVantage Home Equity - NSW/ACT	6.42%		$250			$150	80%		Apply	Contact Lender
Maroondah Credit Union	Home Equity Loan	6.75%	6.8%	$600				80%		Apply	Contact Lender
Citibank	Mortgage Plus Mortgage Power $500K to <$750K	7.1%					$250	80%		Apply	Contact Lender
Citibank	Mortgage Plus Mortgage Power $200K to <$500K	7.2%					$250	80%		Apply	Contact Lender
Citibank	Mortgage Plus Mortgage Power >$750K	7%					$250	80%		Apply	Contact Lender
Arab Bank	Revolving Line of Credit	7.45%						80%		Apply	Contact Lender
Arab Bank	Home Equity Loan	7.95%	8%	$600				80%		Apply	Contact Lender
Bankstown City Credit Union	Home Equity Manager - Home Equity line of credit	6.84%	6.84%		$198	$592	$350	80%		Apply	Contact Lender
Bananacoast Community Credit Union	All In One Account	6.05%		$600				80%		Apply	Contact Lender
Bendigo Bank	Bendigo Home Equity Loan	7.3%		$150	$205	$295	$80	80%		Apply	Contact Lender
BMC Mortgage Corp	Line of Credit	6.9%	6.93%			$413		80%		Apply	Contact Lender
Community CPS Australia	All-In-One Account	7.29%		$445			$150	80%		Apply	Contact Lender
Community CPS Australia	Pinnacle +Plus All-in-One Account	6.99%					$150	80%		Apply	Contact Lender
mecu	Secured Overdraft / Home Equity	6.9%		$595				80%		Apply	Contact Lender
Austral Credit Union Ltd	Line of Credit Loan	9.05%		$700				80%		Apply	Contact Lender
Victoria Teachers Credit Union	Revolving Line of Credit	6.99%						80%		Apply	Contact Lender
LoanAustralia	Line of Credit Loan	7.46%	7.52%	$350		$330	$75	80%		Apply	Contact Lender
Intech Credit Union Limited	Mortgage Master	7.32%		$275	$235	$365		80%		Apply	Contact Lender
AMO	AMO Line of Credit	6.7%		$350	$300	$440	$100	80%		Apply	Contact Lender
ING DIRECT	Smart Home Loan (SmartPack)	6.59%	6.75%	$699		$220		80%		Apply	Contact Lender
IMB	IMB Equity Line Advantage	7.15%		$295		$302.5	$150	80%		Apply	Contact Lender
Illawarra Credit Union	All in One Loan	7.02%		$600		$357.5		80%		Apply	Contact Lender
Hunter United Credit Union	Home Equity	7.19%		$250	$180	$450		80%		Apply	Contact Lender
Aussie	Aussie Classic Line of Credit	6.83%		$500			$100	90%		Apply	Contact Lender
AMP	Professional Package Line of Credit ($100,000-$249,999)(Pro Pack)	6.99%		$350		$295	$250	80%		Request Advice	Contact Lender
Good Option Home Loan	Equity Maximiser	7.1%						80%		Apply	Contact Lender
Gateway Credit Union	EquitiSmart Home Loan (ELOC)	6.99%		$745				80%		Apply	Contact Lender
Greater Building Society	Line of Credit	7.15%						80%		Apply	Contact Lender
Comtax Credit Union	Credit Axess Line of Credit- secured	6.75%		$800				80%		Apply	Contact Lender
CUA	Mortgage Freedom Greater than $250K	6.87%		$600			$195	80%		Apply	Contact Lender
First Choice Credit Union	Home Equity Loan	6.85%			$275	$471.50		80%		Apply	Contact Lender
CUA	Mortgage Freedom Less than $250K(Home Equity)	7.12%		$600			$195	80%		Apply	Contact Lender
AIMS Home Loans	Money Saver Variable Home Loan	7.02%	7.069%	$660				80%		Apply	Contact Lender
RTA Staff Credit Union	Home Equity Variable Loan	7.3%	7.31%	$350	$255			80%		Apply	Contact Lender
AMP	Professional Package Line of Credit ($250,000-$749,999) (Pro Pack)	6.84%		$350		$295	$250	80%		Apply	Contact Lender
Homeloans Ltd	Homeloans Premium Full Doc LOC (Pro-Pack)	6.59%	6.94%	$65		$300				Apply	Contact Lender
NAB	NAB Portfolio Facility (LOC) - $1,000,000 and above	6.36%						80%		Apply	Contact Lender
Homeloans Ltd	Monipower	6.66%	6.87%	$564		$230	$65	80%		Request Advice	Contact Lender
Homeloans Ltd	Smart Saver Plus	6.94%	7.02%	$564		$350	$75	80%		Request Advice	Contact Lender
Homeloans Ltd	Homeloans Premium Full Doc LOC	6.69%	6.75%	$65		$300	$65			Request Advice	Contact Lender
RegionalOne Credit Union	Home Equity	6.05%		$150	$220	$330				Apply	Contact Lender
RegionalOne Credit Union	Home Equity	6.05%		$150	$220	$330				Apply	Contact Lender
Nationwide Mortgage	Line Of Credit	6.85%	6.88%		$240	$490		80%		Apply	Contact Lender
one direct	one direct equity loan	5.48%	5.48%		$250		$60	80%		Apply	Contact Lender
Pacific Mortgage Corporation	Full Doc Line of Credit	5.64%			$237			80%		Apply	Contact Lender
Police & Nurses	Equity Access Home Loan	7.34%		$650				80%		Apply	Contact Lender
Companion Credit Union	Line of Credit Home Loan	7.04%			$198	$360		80%		Apply	Contact Lender
Hemisphere Financial Solutions	Standard Line of Credit	6.69%	6.74%	$599				90%		Apply	Contact Lender
NAB	NAB Portfolio Facility (LOC) - $500,000 - $999,999	6.46%						80%		Apply	Contact Lender
NAB	NAB Portfolio Facility (LOC) - $250,000 - $499,999	6.56%						80%		Apply	Contact Lender
Queenslanders Credit Union	Home Action - Mortgage Secured Overdraft	7.24%		$595				80%		Apply	Contact Lender
Queenslanders Credit Union	Investment Action - Mortgage Secured Overdraft	7.24%		$595				80%		Apply	Contact Lender

* WARNING: This Comparison Rate applies only to the example or examples given. Different ammounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included on the Comparison Rate but may influence the costs of the loan.

This Comparison Rate is designed to reflect the total annual cost to a borrower of a loan. It wraps up interest payments and fees and expresses all these costs in one rate, or the average annual percentage rate (AAPR). On the CreditMart website, it makes comparisons between products easier, the comparison rates displayed in tables are based on uniform amounts and terms.

Home loan Comparison Rates on CreditMart are based on a loan amount of $150,000 and a term of 25 years.

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Home Equity Homeloans Selector Service