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24 July 2008
  More than fourteen per cent of borrowers who have non-conforming loans are in arrears, a percentage that has stabilised over the last quarter. Total home loans .....
 
24 July 2008
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23 July 2008
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Tips & Tricks
Credit Cards
 
Not all credit cards are created equally. And so it makes it that much harder to decide which
 
Credit Cards
 Credit Card Balance Transfers
 Watch out for the 'revert rate' on balance transfer offers
 Watch for different interest rates on the one card
HomeLoans
 Don't compare against the so-called 'standard variable rate'
 Look out for 'deferred establishment fees'
 

Low Rate Credit Card Selector Service

Institution Product
Name 		Purchase
Rate
(% p.a.) 		Cash
Advance
Rate
(% p.a.) 		Balance
Transfer
Rate 		Interest
Free
Days 		Annual
Card
Fee($) 		Rewards
Program 		Compare Apply Contact Bank
You can further compare up to 3 products by checking the boxes and clicking the compare button    
Citibank Personal Credit - Visa Debit 12.99% 12.99% 6.9% for LIFE of balance transfers   $69 No
Apply
Contact
Bank
ANZ Bank ANZ Low Rate MasterCard 12.99% 20.99% 0% for 6 months on balances transferred 55 $58 No
Apply
Contact
Bank
St. George Bank Vertigo MasterCard 11.89% 20.49% 0% p.a. for 6 months 55 $45 Yes
Apply
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Bank
St. George Bank Starts Low Stays Low 12.99% 12.99%   55 $59 Yes
Apply
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Bank
NAB Low Rate Visa Card 12.95% 19.99% 0% for up to 6 months 55 $49 No
Apply
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Bank
Citibank Clear Card. 11.99% 17.99% 0% for 6 months 55 $65 No
Apply
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Bank
ANZ Bank ANZ Balance Visa
Top Pick Rewards & Low Rate 		13.99% 20.99% 0% p.a balance transfers for 6 months 55 $57 Yes
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Bank
St. George Bank Platinum 14.25% 20.49% 3.99% p.a. for up to 6 months 55 $89 Yes
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Bank
Aussie Aussie MasterCard. 11.99% 15.99% 0% for 6 months from date of card approval. 55 $49 No
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Bank
Aussie Aussie MasterCard
Special BT Offer
Top Pick Balance Transfer 		11.99% 15.99% 3.99% 12 months from date of card approval. 55 $49 No
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Bank
Bank of South Australia Starts Low, Stays Low MasterCard/ Visa 12.99% 12.99%   55 $59 Yes
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Bank
St. George Bank Gold Low Rate 14.25% 18.25%   55 $79 Yes
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Bank
Bank of South Australia Platinum 14.25% 20.49% 3.99% for up to 6mths 55 $89 Yes
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Bank
Bank of South Australia Gold Low Rate Visa/ MasterCard 14.25% 18.25%   55 $30 Yes
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Bank
Bank of South Australia Vertigo MasterCard 11.89% 20.49% 0% p.a. for first 6 months 55 $45 Yes
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Bank
ANZ Bank ANZ Everyday Visa Debit         $72 No
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Bank
American Express American Express Gold Card       51 $130 Yes
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Bank
American Express American Express Card       51 $80 Yes
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Bank
American Express American Express Platinum Card       51 $900 Yes
Apply
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Bank
   

Low Interest Credit Card Offers Compared Online

Compare the best low interest credit card offers within the Australian market. Review offers from Aussie, HSBC, Macquarie Bank, Citibank, Westpac, St.George, American Express, BankWest, ANZ and many more.

Australian Low Interest Rate Market

As Australian banks and financial institutions fight for market share in the AU card market these institutions use low interest rates as a way to attract new customers. As the credit squeeze starts to bit in Australia and the risk and cost of funds rise we have seen credit card interest rates in the low rate space rise some 3% over the past two years.

The main players over the past few years has been Aussie, with the Aussie MasterCard , Citibank with the Clear Visa, St.George Bank with Vertigo, HSBC’s Low Rate Visa, ANZ with their Low Rate MasterCard and BankWest with their Lite MasterCard. Virgin Money who really started to stir things up a few years ago has since exited the Market and sold the customer base the Westpac.
 

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