If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
ANZ’s account fees under scrutiny 1 September 2009
ANZ is the last of the big four to make changes to its policy on exception fees. The other three have responded to overwhelming consumer dissatisfaction on this issue, and adverse changes to consumer laws, by removing or reducing fees for late payments and over-limit spending.At yesterday’s quarterly update ANZ chief executive Mike Smith was asked what the bank planned to do. In a surprising response he said: “We have been undercharging for some products and less than transparent on others. We will be doing something about that.“I understand why fees attract criticism. Where they are charged when people did not realise they would attract them, we have got to do a better job.”Is it possible that the bank that invented the $5 a month flat fee transaction account is about to scrap it?
