If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
The Australian Bankers Association recommends that people adopt a ‘banking strategy’. The ABA has produced a series of guides to banking and financial services called Smarter Banking.Having a banking strategy in place will help you minimise your costs, maximise your money and achieve your savings goals says the ABA. Speak to your bank about a banking strategy that best suits you. Or you could speak to Centrelink’s Financial Information Service (FIS) to help you to understand your financial affairs.For more information on Centrelink’s Financial Information Service, go to www.centrelink.gov.au or call 13 2300. Or you could speak to your financial adviser.Once you have some savings in place, you can look at investing strategies.
