If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Banks can't hide behind debt collectors 15 May 2009
Lenders retain responsibilities to debtors even after they have sold on the debt to a collector, according the chairman of the Australian Competition and Consumer Commission, Graeme Samuels."The ACCC recognises the responsibilities of original creditors in addition to third-party collectors to enhance debt collection practices," Samuels told the Institute of Mercantile Agents conference in Melbourne yesterday."It is the ACCC's view that original creditors cannot wash their hands of the responsibilities of debts once they have been sold."National Australia Bank currently faces an action by consumer groups regarding alleged unconscionable conduct by its debt collector ACMS.
