If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Five per cent of all Australians were victims of fraud in the last year according to research by the Australian Bureau of Statistics. Credit card fraud rose 20 per cent last year according to the Australian Payments Clearing Association from 36.9 cents in every $1,000 transacted by card in Australia in 2006 to 44.5 cents in every $1,000. Fraud and ID theft is the big growth industry in crime as theft, break and enter and motor vehicle theft all decline. Victims of fraud are more likely to be high net worth individuals with incomes over $2,500 per week. Banks are not revealing the true extent of the problem because it is a small part of their overall business and they do not want to affect confidence in the online channel.