If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Banks discounting by up to 0.7 per cent 17 August 2009
Banks are responding to competition in the first home buyer lending market by discounting their interest rates on standard variable mortgages by between 0.5 per cent and 0.7 per cent.
Currently standard variable mortgage rates from major lenders sit in the range of 5.74 per cent to 5.9 per cent. Bankwest is still offering a standard variable mortgage rate of 4.8 per cent, about 1 percentage point below the major banks.
Most lenders have not changed the minimum deposit requirements on their first home loans much, a survey by Deutsche Bank found. Most banks are still asking for 5 – 10 per cent deposit with loan to valuation ratios between 90 and 95 per cent.
