If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Australia's big four banks posted a half yearly profit of $8.4 billion, six per cent down on last year's first half results. Academic Michael Peters said the banks had profited from less competition for deposits and by not passing on rate cuts in full.Despite banks claiming that costs are up, lending has become more profitable for banks over the six months to December 31. David Richardson from the Australia Institute said banks were taking 3 cents from every dollar spent. Pricewaterhouse Coopers said bank margins were up because loan defaults are up.
