If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Banks and other lenders will not commit to pass on any cuts to official interest rates by the Reserve Bank of Australia. The RBA board is due to meet next Tuesday and is expected to cut interest rates again, by as much as 0.5 per cent. Unlike last month's rush by banks to pass on the full cut, no bank or non-bank lender will commit to passing on rate cuts. Analysts say the cost of borrowing has jumped 0.6 per cent in the last month. The Bank of Queensland says it may have to raise rates on some products. ANZ said banks will need to raise rates next week unless there is a cut in official rates.
