A baby teething toy shaped and designed to look like a credit card can now be purchased for aspiring young consumers for just $24.95. The toy features raised nu.....
If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Credit reports list bad behaviour 26 February 2010
Currently, credit reports list only negative information like serious defaults and bankruptcies. Under the new comprehensive reporting to be introduced next year credit agencies will be able to collect extra information, including repayment histories.Defaults stay on your record for up to five years and bankruptcies for up to seven. Now, it's the outstanding limit on your credit card, not the balance, that counts.'This can be particularly damaging when applying for a mortgage because having a $10,000 limit even with nothing owing can reduce the amount you can borrow by tens of thousands of dollars,' says Mortgage Choice broker John Manciameli.
