If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Savers can still benefit from historically high term deposit and savings account rates. Westpac chief executive Gail Kelly said yesterday that the high cost of funds to banks would continue for the foreseeable future. Analysts expect banks to continue paying high rates.Term deposit rates now are over 7 per cent from some banks and credit unions, compared with the official cash rate of 4.25 per cent. In March 2008, when the central bank cash rate was 7.25 per cent, the one-year term deposit rate was 6.6 per cent.
