If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Do you have a red flagged credit file? 26 February 2010
More than 1.5 million Australians have notched up black marks on their credit records because of overdue bills and debt.The defaults are listed when a payment of $100 or more is at least 90 days overdue. Victorian Consumer Affairs Minister Tony Robinson said some firms made misleading offers to clear bad credit records, charging up to $2000 for basic advice or self-help books."You can only amend bad credit listings in limited circumstances and information is available free from Consumer Affairs Victoria," Mr Robinson said.People can request a free copy of their credit report via mycreditfile.com.au or dnb.com.au.