If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
First home buyers need more savings 17 November 2009
Almost one third of first home buyers who enquire about getting a loan will be rejected because they don’t have enough savings according to a leading mortgage broker."The reality is today, banks are going to be more selective and because of their competitive position... if they have a number of applicants they're not going to look outside the current loan to value ratios or savings because there's enough business around,” Loan Market Group chief operating officer Dean Rushton said."There is a requirement around genuine savings," he said. "So (home buyers) have a choice now. Either drop down the price of the property or gather a large deposit. People need to plan further ahead in terms of finance... the reality is people will need to put in a savings plan that will take them six to 12 months."
