If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
First home saver accounts not popular 21 April 2010
First Home Saver Accounts have failed to attract deposits and need to be overhauled if they are going to be of value to people saving for their first home says the mutual industry body Abacus. Data from the Australian Prudential Regulation Authority shows that at September last year the amount in FHSAs was $43.9 million.The Australian government launched FHSAs in 2008 and estimated they would hold $4 billion of savings after four years of operation. Abacus wants the government to change the conditions of the product so that savers are not locked in for a long term. A spokesperson for ME Bank, which is the FHSA market leader, agreed that deposit flow was slow and that customers baulked at the requirement to keep the money in the account for four years.
