If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Westpac will today reduce the interest rate payable on its 12 month fixed rate mortgage by 0.3 per cent to 8.29 per cent. The rates on its 3, 4 and 5 year fixed mortgages have also been cut by 0.2 per cent to 7.99 per cent. Westpac's fixed rate mortgage rates have fallen by up to 1.3 per cent since July. All four big banks have cut their fixed rates by between 0.3 and 0.5 per cent in the last month. St George said it will be cutting rates on its standard variable mortgage by 0.30 per cent later this month.
