If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
New mortgage sales fell in the first half of 2008 by 25 per cent according to the Australian Bureau of Statistics. CommSec said the figures represented the weakest start to a year since 1989. The ABS said the number of housing loans for owner-occupiers fell a seasonally adjusted 3.7 per cent in June. Job ads were also down in July according to Seek. The numbers added to speculation that the reserve bank will cut rates at the September board meeting. Banks said they could not confirm that rate cuts will be passed on to borrowers in full. ANZ said a decision on changing interest rates will depend on the situation at the time. Westpac said wholesale credit issues were continuing. Prime Minister Kevin Rudd last week warned banks they were still making "huge" profits.
