If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Licence now needed for margin lending 19 January 2009
Lenders without a financial services licence may find themselves roped into some version of the scheme that applies to many of their rivals now that the Australian government, rather than state governments, will take control of consumer credit laws. Margin lenders will need a licence from July 2009 and it is likely all lenders will need licences from July 2010. Providers of margin loans will also have to comply with "responsible lending" terms would apply "as part of broader consumer credit reforms covering all credit providers".
