| Sports Betting Online |
Uncertain times lie ahead for retail sector
15 January 2009 |
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| Given the rough economic climate, businesses are fighting a difficult decision on whether to further attract shoppers with heavily discounted items, or to increase pricing so margins are improved.A weakening of the Australian dollar to its lowest levels in a month has pushed cost pressures on retailers to remain competitive and to maintain a balance of profitability.While some key retailers thrived during the Christmas period, the 2008 national Christmas retail sales reached $36.95 billion, falling slightly short of The Australian Retailers Associations forecast of $37.2 billion. The ARA reported that recent fall in interest rates, along with decline in petrol costs and government bonuses significantly helped to ease the pressures of those with slim Christmas budgets.JP Morgan Analyst Shaun Cousins said, despite slight improvements in retail sales further market uncertainty remains in 2009. |
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| Source : The Australian Financial Review |
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| 30 January 2009 | - Tax breaks for super favour the wealthy |
| | - Rates down to 2 per cent by June |
| | - NAB defies RBA on ATM fees |
| | - Forgot your PIN/password? |
| | - Bank accounts out of favour online |
| | - 13 years to repay $1,000 card debt |
| | - Commbank premium restructures |
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| 29 January 2009 | - Consumers to pocket more savings |
| | - Three big rate cuts coming soon |
| | - Wizards refinance with Commbank |
| | - Westpac loans easy, after long wait |
| | - Personal loans still popular with credit unions |
| | - Financial services get more expensive |
| | - Banks halve in value |
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| 28 January 2009 | - Tax options reviewed to boost super contributions |
| | - Victoran credit unions merge |
| | - One per cent rate cut expected |
| | - More govt handouts to come next month |
| | - Graduates to pay debt by community service |
| | - Govt backs interest free repayments |
| | - 10,000 taxpayers face fines over investments |
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| 27 January 2009 | - Big crowd turnout, sales prices below expectations |
| | - Real estate industry 'duping' young buyers |
| | - Depositors shop around for six per cent |
| | - Commbank leads on package deals |
| | - Commbank investor platforms drop dollars |
| | - Big rate cut coming next week |
| | - AMP term deposits lead market |
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| 23 January 2009 | - Woolworths card fuels up |
| | - Shop around for best deals |
| | - NAB to hold back on more rate cuts |
| | - More for rent as houses fail to sell |
| | - AMP joins RediATM network |
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| 22 January 2009 | - Rudd talks bailout for commercial lending |
| | - Foreign bank exits Australia |
| | - Business turns on banks |
| | - Borrowers keep their repayments high |
| | - Banks fear profit season selling |
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| 21 January 2009 | - Local bank stocks take a plunge |
| | - Super fees may fall |
| | - More unable to pay car loans |
| | - Lenders lose insurance option |
| | - Banks rebuild margins |
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| 20 January 2009 | - Ignition off at Virgin Money |
| | - GE Money curtails credit limits |
| | - CBA eliminates some mortgage brokers |
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| 19 January 2009 | - Positive gearing in vogue |
| | - Major dreams at BOQ |
| | - Licence now needed for margin lending |
| | - Cash advances may prove costly |
| | - Australian consumer franchise counts at Citi |
| | - 20 per cent super loss in 2008 |
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| 16 January 2009 | - Cost cutting minus job cuts |
| | - NAB retains foreign ATM fee |
| | - Card spending kept to a minimum |
| | - Suncorp to moderate its home lending |
| | - BOQ seeks help from other banks |
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| 15 January 2009 | - No more car loan from Ford Credit |
| | - Increased grant encourages first home buyers |
| | - Morgan Stanley retains new retail wealth business |
| | - Bank margins to remain high |
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| 14 January 2009 | - Global outlook looks dim |
| | - Storm warnings for Macquarie and BOQ |
| | - NAB trims maximum loan level |
| | - Fewer free ATMs |
| | - Cash options in demand |
| | - AIMS making money from mortgages |
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| 13 January 2009 | - Suncorp steers away from brokers |
| | - Linfox sells more BOQ shares |
| | - Investment firm sticks with cash |
| | - First Home Owners grant in demand |
| | - CBA sinks Storm Financial |
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| 12 January 2009 | - Personal insolvencies dip in December quarter |
| | - Mortgage arrears stable |
| | - Morgan Stanley set to enter retail broking |
| | - Live cover inadequate for most |
| | - Caution over margin loans |
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| 09 January 2009 | - Suncorp downgraded |
| | - Margin calls it new record highs |
| | - Housing slump continues |
| | - Bendigo buys margin loans from Macquarie |
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| 08 January 2009 | - Westpac extends aid to business borrowers |
| | - Banks agree to help unemployed borrowers |
| | - CBA assists north coast flood victims |
| | - 1000% loans are 'cheaper than the bank' |
| | - Small business misses out on rate cuts again |
| | - Credit Unions to sell bank mortgages |
| | - No compo for wrong credit reports |
| | - Think before leaping on fixed rate loans |
| | - Mortgage stress overstated |
| | - First home buyers grants not boosting sales |
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| 07 January 2009 | - St George toughens up loan criteria |
| | - Small business needs rate cuts |
| | - First home buyers turn to brokers |
| | - Credit unions pass up deposit guarantee |
| | - Business owners like St George and ANZ |
| | - Beware of tax office emails |
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| 06 January 2009 | - Time to tackle Xmas card debt |
| | - No rate cuts today |
| | - Cards winning over online shoppers |
| | - Bank guarantee under fire |
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| 05 January 2009 | - Westpac takes six weeks to approve loans |
| | - Rates to be slashed |
| | - More CBA branches to open on weekends |
| | - More banks to merge in 2009 |
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| 02 January 2009 | - Term deposit boom looks over |
| | - Foreign banks flee Australia |
| | - Aussies lose $750 billion on shares |
| | - Another fund freezes withdrawals |
| | - No investor demand for Suncorp IM |
| | - New NAB CEO raises questions |
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