If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Have you checked your credit report? 11 February 2010
Nearly 86 per cent of Australians do not know what their credit report contains according to credit reporting agency Dun & Bradstreet. Rival credit reporting agency Veda Advantage says only about 1.5 per cent of the 14.5 million people that it holds files on apply to see and check their personal credit profile each year.A person is legally entitled to access and correct their credit report for free. In other countries there seems to be a much greater awareness of the importance of credit profiles than in Australia. A default on a payment or debt of as little as $100 can remain on a consumer’s credit report for as long as five years.People can apply to see their credit file at www.mycreditfile.com.au (Veda) and www.dnbcreditreport.com.au (Dun & Bradstreet)
