If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
The top 10 rates in term deposits are now about 4 per cent say banking analysts. At call online savings rates are lower, averaging about 3 per cent, but often come with promotional rates for six months, which are closer to 4.5 per cent and even approaching 5 per cent.National Australia Bank's online iSaver is offering a promotional rate of 4.4 per cent.Bankwest's Smart eSaver account is offering 3.00 per cent but if you don't make any withdrawals in the calendar month, it rises to 4.75 per cent.Bankwest's Kids' Bonus Saver is offering 6 per cent for under 15's.AMP and Members Equity Bank have transaction accounts that also offer competitive rates.