If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Minnows take business from the major banks 19 January 2010
Total business lending by all lenders is down by eight per cent over 12 months according to the RBA.Business lending by Commonwealth Bank is down six per cent over the six months to November 2009, while Westpac’s is down nine per cent over six months.Business lending fell 1.5 per cent at National Australia Bank (Australian banking’s biggest business lender) with the decline marginally higher at ANZ.There are lenders reporting growth in business lending. Macquarie is the most noteworthy, with growth of 54 per cent to $5.4 billion over six months to November 2009.Rabo, a specialist agribusiness lender, reported growth in business loans of 3.5 per cent to $10.3 billion over six months.Bendigo and Adelaide Bank reported growth of two per cent to $7.5 billion.Bank of Queensland, with much more ambitious rhetoric to match through performance, reported growth in business lending of five per cent to $4.9 billion.The handful of other banks reporting growth in business lending included Bank of China (which doubled over six months to $1.7 billion); Deutsche Bank and Laiki Bank.
