If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Mortgage rates offered by banks and other lenders have started to vary widely, which means now is not a time to leave your home loan in the too-hard basket.
Smartline Personal Mortgage Advisers managing director Chris Acret says "mortgage fatigue" is common among borrowers at this time of the year.
"Once the loan is in place, they really don't think too much more about their home loan other than making the regular repayments or whenever changes in interest rates are announced."
But the market continues to change dramatically, Acret says, with new loan products and structures being introduced regularly, plus changes in borrowers' personal circumstances.
