If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Other majors reject Westpac ‘s LVR tightening 22 January 2010
ANZ, Commonwealth Bank and NAB today said they had no plans to follow Westpac’s lead and change their loan to valuation ratios for new home loan applications.Westpac has made a number of changes recently designed to limit growth in its home loan lending book.In December the bank raised its’ standard variable mortgage rate by 0.45 per cent, 0.20 per cent more than the reserve bank of Australia’s rate rise of 0.25 per cent.Westpac owned RAMS home loans has introduced even tougher LVRs for new loan applications, tightening from 90 per cent to 85 per cent of the total value of the house being purchased.LVRs on low doc loan applications, popular with the self employed and tradespeople, have been tightened even further, from 82 per cent to 80 per cent.
