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Personal loans staging a comeback
14 January 2010 |
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| For many years personal loans have not been very popular and many people have favoured credit cards. However that may be changing. Fixed-term borrowing for cars, boats and travel has jumped 38 per cent since its low point in November 2008.All the growth in personal loans have come from banks who have increased their personal lending by 57 per cent while non-bank institutions have seen their lending decline by 13 per cent. Loans for new cars were up 8 per cent, loans for boats up 19 per cent, and unsecured loans for blocks of land were up 50 per cent.The Australian Bureau of Statistics figures, released yesterday, also show a modest 6 per cent growth in credit card and personal revolving credit limits. Over the year to November, commercial lending is down 8 per cent, despite the 4 per cent jump in November. |
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| Source : The Age |
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| 29 January 2010 | - Rates have to rise says KRudd |
| | - Credit card debt stressful for women |
| | - Aussies put bills on credit card |
| | - Adelaide the most affordable capital city |
| | - ANZ still the customer’s favourite |
| | - St George says we are big enough and small enough |
| | - Aussie waiving personal loan application fee |
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| 28 January 2010 | - Inflation pushing interest rates up |
| | - Houses are still cheap |
| | - Bonus TD rate for Infochoice readers |
| | - Melbourne property boom continues |
| | - Small Business customers like NAB and St George |
| | - NAB slashes fees on small biz |
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| 27 January 2010 | - Four rate rises on the way |
| | - Banks to absorb rate hikes |
| | - Smaller lenders returning to mortgages |
| | - Nab cuts business banking fees |
| | - Resi offering 5.7% home loans |
| | - ME Bank wants to help WA fire victims |
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| 25 January 2010 | - RBA to add $600 to mortgage repayments |
| | - First home buyers getting older |
| | - Melbourne house prices rising $766/day |
| | - Mortgage relief for Queenslanders |
| | - New bank rules to add to rates |
| | - Credit cards – pay more than the minimum |
| | - Struggling? Apply financial first aid now |
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| 22 January 2010 | - Westpac shuns first home buyers |
| | - Other majors reject Westpac ‘s LVR tightening |
| | - We still love our credit cards |
| | - Cardholders choosing credit over savings |
| | - Chinese growth leads to higher mortgage rates |
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| 21 January 2010 | - Three more rate rises coming soon |
| | - Rental yields dive in parts of Australia |
| | - ANZ lures business with bonus rate |
| | - NAB, Westpac to dominate financial planning |
| | - Choose real estate agent carefully |
| | - Police say change your PIN regularly |
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| 20 January 2010 | - Westpac cuts LVRs for new customers |
| | - Housing shortage leads to higher prices |
| | - One stop shop for WA homebuyers |
| | - Westpac doesn’t want new home loans |
| | - RAMS turns off broker loans |
| | - Credit union driving 8 per cent car loans |
| | - 2016 Eftpos bug is dead and buried |
| | - Debtors are paying up |
| | - Bankwest zero fee account sizzling hot |
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| 19 January 2010 | - Two more rate rises coming soon |
| | - Rates to rise up to 0.35% under new rules |
| | - Minnows take business from the major banks |
| | - Plenty of cars – any buyers? |
| | - Couples keeping separate accounts |
| | - Investors still have lots of cash |
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| 18 January 2010 | - Average Sydney home to top $1mil by 2019 |
| | - Demand returning to property’s top end |
| | - Stolen mail leads to boom in loan fraud |
| | - Banks hit and run on savings |
| | - Long term deposits good for retirees |
| | - Bank and investor taxes to be slashed |
| | - Profitable banks under pressure to limit rate rise |
| | - Homeloans plants a tree for every borrower |
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| 15 January 2010 | - Big rate rises tipped for 2010 |
| | - Victorian first home buyers exiting market |
| | - Choosing the right account – 5 steps |
| | - Free flights every year from Amex platinum |
| | - Skills shortage impacts on housing |
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| 14 January 2010 | - Westpac raises fixed mortgage rates |
| | - NAB on wheels poaching Westpac customers |
| | - 7,500 frequent flyer points for joining NAB |
| | - More expected to default in 2010 |
| | - Increasing wealth means higher rates |
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| 13 January 2010 | - Rate rises hurting housing market |
| | - More Aussies falling behind on mortgage |
| | - Rent to rise in 2010 |
| | - Sydney rents to hit $500 |
| | - Banks complain of high funding costs |
| | - Aussies lose $3K per year |
| | - NAB offering 0% on balance transfers |
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| 12 January 2010 | - ING cuts fixed rate mortgage rates |
| | - Credit card debt sneaking up |
| | - Credit cards – pay more than the minimum |
| | - Transfer xmas debt to a low rate card |
| | - ANZ giving prizes to women who save |
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| 11 January 2010 | - Mutuals are ‘safer than banks’ |
| | - Savings fund summer fun |
| | - Builders struggling to get finance |
| | - Positive credit reports coming soon |
| | - ANZ is watching small biz customers |
| | - Retiring early is a thing of the past |
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| 08 January 2010 | - Rates to go up as shoppers splurge |
| | - Commonwealth dominating mortgage market |
| | - CBA, Westpac still own the mortgage market |
| | - MacBank returning to mortgages |
| | - Small Business turns on their banks |
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| 07 January 2010 | - Rates to rise more than 1% in 2010 |
| | - 50/50 chance of rates going up again |
| | - 2016 Eftpos problems fixed |
| | - Deposit guarantee limit to be lowered |
| | - Commonwealth makes some big promises |
| | - Small biz urged to seek higher rates |
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| 06 January 2010 | - New home sales fall away |
| | - Time right for first time property investors |
| | - Queensland property looks a good investment |
| | - WA leading in new home sales |
| | - Westpac borrowers leaving in protest |
| | - 2016 Eftpos bug affects thousands |
| | - ANZ paying bonus rates on savings |
| | - New year resolutions add to wealth |
| | - Take stock of xmas debts |
| | - Bendigo give $1m to fire victims |
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| 04 January 2010 | - Signs point to a better financial year |
| | - Mortgage fatigue can prove costly |
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