If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
RAMS Rate Relief mortgage product offers a 0.90 per cent p.a. discount off the RAMS Standard Variable Rate (SVR) for the first two years - plus no annual account keeping fee.For loans of more than $100,000 the on-going variable rate is guaranteed to stay below the RAMS SVR for the life of your loan. The RAMS Standard Variable Rate is already lower than the standard variable rates of the big four banks at 5.94 per cent.Other product features include no account keeping fee, Borrow up to 95% of the purchase price (or valuation if lower), Up to 10 years interest only repayments, Option to make extra repayments of $2,000 or more and Redraw access to overpayments (minimum $1,000).
