If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
The RBA would have had to move rates up yesterday (Tuesday) except that the banks have already done its job for it. The RBA noted that many banks have moved their standard variable mortgage rates up by almost one per cent since September.Last September the RBA began its rate rising campaign with the first of three 0.25 per cent rate rises, taking official interest rates to 3.75 per cent now. "Lenders have generally raised rates a little more than the cash rate over recent months and most loan rates have risen by close to a percentage point," noted the RBA governor Glenn Stevens in his statement yesterday.
