If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Economists are divided about whether the better than expected jobless figures released this week by the Australian Bureau of Statistics will lead to a March rate rise. Australia's unemployment rate fell from 5.5 per cent in December to an 11-month low of 5.3 per cent in January.The market expected the jobless rate to rise in January to 5.6 per cent. Many economists now expect that the Reserve bank will respond with a 0.25 per cent rate rise in the first week of March.Wealth Within lead analyst Dale Gilham said he did not believe the improved jobless rate would prompt the Reserve Bank of Australia to lift interest rates next month. "We've still got pretty average to poor retail figures," Mr Gilham said."A lot of employers over the past 12 months have cut things to the bone, and now that things are steady they are just putting on a few more essential people and that's about it. The Reserve Bank may wait until April or May to lift rates."