A baby teething toy shaped and designed to look like a credit card can now be purchased for aspiring young consumers for just $24.95. The toy features raised nu.....
If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Responsible lending code not needed say banks 21 August 2008
Banks are opposing a strong statement of principle that enshrines responsible lending in the banking code of conduct in favour of promoting credit scoring. ANZ are suggesting a four point credit check system for lenders where the bank has to use at least two points. That is based on the British system, but without the comprehensive credit reference data available in Britain. It could allow a lender to ignore the consumer's income, financial situation, and credit history and just rely on a credit scoring and credit reference check.
