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Minimise Your Credit Card Costs

If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges. .....
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Leasing
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 Phishing inhibits banks communication with customers
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 RBA considers housing loan stress levels
 
Tips & Tricks
Credit Cards
 
Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
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Credit Cards
 Credit Card Balance Transfers
 Watch out for the 'revert rate' on balance transfer offers
 Watch for different interest rates on the one card
HomeLoans
 Don't compare against the so-called 'standard variable rate'
 Look out for 'deferred establishment fees'
 
Latest News
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Savers need to switch for best rates
2 June 2010
 
Savers need to stay aware of the best rates on offer from other institutions and be prepared to switch, if they want to keep benefiting from the best interest rates in the market. Currently the highest at-call rate available is from RaboBank which is offering an incentive rate of 6.4 per cent to regular savers. UBank is offering 6.21 per cent to savers with a regular saving plan.The best 3 month term deposit rates are currently from Banana Coast CU, ME Bank and Rural bank who are all offering savers 5.75 per cent. The best 6 month term deposit rates are from Rabodirect (6.31 per cent), Rural Bank (6.25 per cent) and UBank (6.21 per cent).
 
Source : The Age
 

 
03 June 2010 - Greater customer to star with Seinfeld
  - Borrowers funding huge bank profits
  - Penalty fee action signs up 85,000
 
02 June 2010 - Credit cards offer extended warranties
  - Rates on hold for near term
 
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