If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Savers win as bank shareholders suffer 24 August 2009
Savers can collect effective returns of up to 7.0 per cent per year by putting their money into term deposits. RaboBank is currently offering five year term deposits of seven per cent per year, 5.5 per cent above the current official inflation rate.Rabo is an AAA rated institution with a government bank guarantee on deposits, making that rate of return effectively risk free. Online savings accounts are offering over four per cent.Meanwhile Commonwealth Bank shareholders have had to endure a 25 per cent cut in the dividend payments because the bank says it has to be prudent.