If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
NAB increased the rate on its iSaver account but its online offshoot, UBank did not change the rate on its USaver account following the increase in the RBA cash rate earlier this month.However, USaver remains the market leader with a base rate of 5.11 per cent and a bonus rate of 5.21 per cent for customers who set up an automatic savings plan of at least $100 a month.ING Direct increased the base rate of Savings Maximiser to 3.75 per cent and has a promotional deal that pays 125 basis points over the base rate until January 31 next year for anyone who opens an account before the end of November.The other rate leaders are RaboPlus, which is offering a bonus rate of five per cent (base rate is three) to PremiumSaver customers who make regular savings. The other RaboPlus online account, RaboPlus Savings Account, has a base rate of four per cent with no bonuses or intro rates.NAB iSaver is offering an intro rate of 4.65 until January on a base rate of three per cent, AMP eASYSaver is offering an intro rate of 4.55 and a base rate of 2.8 per cent.
