If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
One-year term deposit yields are currently paying up to three per cent over the RBA’s benchmark cash rate.“There are some very attractive one-year rates around now for one-year securities paying around five and half per cent from credit unions, and you would have to say that is very attractive.” says Andrew Murray, director of Curve Securities.“I have heard in the last month that NAB and Westpac in particular have been offering rates higher than the credit unions.”Some institutions are paying more than 300 basis points over the cash rate for big one-year term deposits, says Jim Stening, managing director of FIIG Securities.“Prior to the rate rise the best rates we were seeing, late last week, were in excess of six per cent from a regional bank."
