If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Term deposits – time is right to invest 9 December 2009
Now is the time to invest in term deposits as the banks and other deposit taking institutions are paying historically high rates of return. Westpac and St George are offering 6.8 per cent for a 12 month term deposit while the Commonwealth Bank is giving 7 per cent on a three year term.Banks are offering these very high rates on deposits because they are trying to avoid the costs and difficulties involved in accessing funding in offshore wholesale debt markets. Banks are also prepared to wear some losses on deposits if it introduces them to new customers who they can then attempt to cross-sell more financial products to.
