If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Visa and MasterCard taking over debit 25 September 2008
Visa and MasterCard branded debit cards now account for around one-fifth of the value of debit card payments according to the Payments System Board. Scheme debit cards have been available in Australia for more than 25 years, originally through building societies and credit unions (under the Visa brand). In recent years most major banks have also begun to issue the cards, in part because of the favourable interchange fees (since reduced by RBA regulation) and in part to cater to demand for internet purchasing (which is not directly available on the bank-owned Eftpos payment cards).
