If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Credit information agency Veda Advantage's latest Galaxy survey shows 64 per cent of people plan to reduce credit card debt in the coming six months. Almost half plan to pay the full amount off their credit card balance. "Households are becoming more conservative,'' Veda Advantage head of external relations Chris Gration says.“Demand for all types of credit is falling as people take a more prudent view of their financial situation.'' 19 per cent of people are "severely stressed'', by which they mean they are struggling to make their next debt repayment, or "don't know how they were going to make it at all''.