If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Only about one third of Australians ever access financial advice, yet the need for advice is greater than ever before. Sixteen per cent of households headed up by people over 55 still owe money on their mortgage, up from ten per cent in 2001, suggesting that many people need help to manage debt. More people are using their mortgage as a line-of-credit to fund lifestyle when they could be planning and saving for retirement say experts.Good advice comes at a price however and consumers need to research their choice of financial advisor. Ninety per cent of advisors work for chains that are owned by big banks, giving the consumer a potential avenue for compensation if things go wrong. However advisors tend to recommend the products of the owning institutions.
