If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Only NAB and Westpac are still offering no deposit standard mortgages. ANZ has imposed a ten per cent minimum deposit rule while Commonwealth Bank and St George will no longer lend to borrowers with less than five per cent to contribute themselves. On low doc loans, ANZ is demanding a forty per cent minimum deposit, Commonwealth, St George and NAB have set their minimum deposit on a low-doc loan at 20 per cent with Westpac at 18 per cent. Most economists are tipping a fall in house values of between ten and fifteen per cent.
