If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
The Commonwealth Bank and National Australia Bank yesterday passed on the full one per cent rate cut to home loan borrowers to take their standard variable home loan rates to 6.74 per cent. ANZ announced a mortgage rate cut of 0.83 per cent while Westpac cut by 0.80 per cent. Both ANZ and Westpac are offering a standard variable mortgage rate of 6.91 per cent. The last time official rates were 4.25 per cent, the average mortgage rate from the big four banks was 6.32 per cent. NAB Australian CEO Ahmed Fahour said the bank margin was the highest he had seen because of red hot competition for deposits and high wholesale funding costs.