If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Deposit guarantee clarified but questions remain 29 October 2008
The deposit guarantee threshold under which there is no fee is one million dollars per depositor, per bank the government said last night. The clarification came amid advice from planners and analysts to companies, councils and individuals with more than one million to spread their money around to avoid the fee. Only the balance above one million dollars will attract the fee said the Commonwealth Treasury. For a deposit of $1.5 million in a big four AA rated bank, $500,000 would be charged a fee of 0.7 per cent. In an A rated bank such as Macquarie the fee would be 1.0 per cent. Lower and unrated institutions would be charged 1.5 per cent. Foreign bank branches have belatedly been included in the guarantee. The government is under pressure to clarify how it will stop foreign depositors moving money into Australian branches of foreign banks and benefiting from the guarantee.
