If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Suncorp Metway reported a 2007/08 net profit of $556 million, down 47 per cent on last year's result. The bank and insurance groups affirmed the guidance for the coming year. Chief executive John Mulcahy said Suncorp was well positioned to respond to external market challenges. "Like most Australian financial services companies, our results for the last financial year were directly and indirectly impacted by external events," he said. "However, underlying business performance and momentum was maintained and we are well placed to ride out any further deterioration in the market, as well as take advantage of any improvement in the industry cycle." Suncorp said it had total non-performing loans of 1.12 per cent of risk weighted assets with write-offs at a bit less than 20 basis points.
