If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Swan tells CBA, ANZ and Westpac to fall into line 22 August 2008
Commonwealth Bank cut its fixed-rate mortgages for the second time in a fortnight yesterday but gave no undertaking to pass on the full September rate cut from the RBA. The bank said it would do its best "to pass on as much as we can". ANZ said "We will pass on any reduction in the Reserve Bank's cash rate to ANZ's variable home loan rates as funding costs allow." Westpac said it was not possible to say whether the bank would pass on interest rate cuts. Treasurer Wayne Swan said the three banks should take a good hard look at themselves following NAB's commitment to pass on rate cuts. NAB has given no guarantees that it will pass on subsequent reductions or more than the 0.25 per cent expected to be cut in September.