If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
.....
Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Young ‘generation Y’ investors have unrealistic expectations about the level of returns they can expect and don’t know how to invest to meet their high expectations says new research from RaboPlus.Gen Y respondents to the annual survey said they were expecting to achieve returns of 13.5 per cent per year, down from 14.1 per cent one year ago.Despite those high expectations, Gen Y investors had put 35 per cent of their money into cash, 13.5 per cent in shares and 16 per cent in property.Baby boomers have dropped their annual return expectations from 11.6 per cent 12 months ago, to 9.1 per cent now.Generation X investors (aged 30 to 44) have trimmed their expectations from 13.2 per cent to 9.5 per cent while retirees expected returns of 9.4 per cent.
