| General Details |
| Institution : |
Encompass Credit Union
|
Apply
Contact
Bank
|
| Product Name : |
Encompass Credit Card
|
Card Type : |
V
|
| Status Level : |
Standard
|
Account Type : |
Credit
|
| Special Credit Card Offers |
| Intro Rate : |
13.75%
|
Intro Term : |
|
| Annual Fee Waiver : |
|
| Credit Card Interest Rates |
Purchase Rate
(% p.a.) : |
13.75%
|
Cash Advance Rate
(% p.a.) : |
13.75%
|
Balance
Transfer
Rate : |
13.75
|
Interest
Free
Days : |
55 days
|
| Interest Charged From : |
PurchaseDate
|
| Credit Card Fees |
Annual
Card
Fee($) : |
$36
|
Late Payment Fee : |
$25
|
| Duplicate Statement Fee : |
$15
|
Over Limit Fee : |
$10
|
| Over Limit Fee Charged When Over : |
$50
|
OS Emergency Card Fee : |
|
| Credit Card Rewards Program |
| Annual Rewards Fee : |
|
Rewards Program : |
|
| Program Name : |
|
Program Partners : |
|
| Points per Dollar : |
|
Bonus Points Avail : |
|
| Bonus Point Partners : |
|
Number of Bonus Points : |
|
| Credit Card Frequent Flyers |
| Conversion to Frequent Flyers : |
|
Rewards to Frequent Flyer Ratio : |
|
| Domestic Airlines : |
|
International Airlines : |
|
| More |
| Min Repayment : |
3
|
OS ATM Fee Balance : |
$1
|
| OS ATM Fee Withdrawal : |
$4
|
Overseas ATM Availability : |
|
| Interest Paid On Credit Balance : |
|
Purchase Insurance : |
|
| Auto Travel Insurance : |
|
Loan Application Fee Discount : |
|
| Comments : |
Duplicate statement fee: minimal fee of $15 applies. Retrieval fee of $35 per hour plus $2.00 per statement page applies.
International Emergency Card Replacement Fee = $310
|
Lifetime of Points (mths) : |
|
| Conditions : |
|