Compare Credit Card Rewards Program Australia

Reward Credit Cards

Reward Credit Cards

The Reward Credit Cards typically offer more features and benefits than the standard offers. These extra benefits will generally come in the form of a structured points based rewards scheme. Due to the costs associated with offering a rewards program, reward credit cards come with higher rates of interest over the low rate cards. Reward credit cards will also have a higher annual fee and/or a annual rewards fee. Spend limits might also be slightly higher an on the basic no frills type programs.

The main players in the gold credit card market in Australia offering a full packaged product is American Express, Nab, Citibank, Westpac, Commonwealth Bank and ANZ.

Some banks offer reward partners as an alternative to reward points based programs. These programs can result in genuine savings however they tend to offer less flexibility.

American Express has been a leader in the credit card rewards segment for a while. The American Express rewards programs have consistently won best non bank credit card rewards programs with the best bank rewards programs generally going to a bank offering the American Express rewards prgram as part of their credit card rewards program. Key aspects of the American Express rewards program is no points capping and no expiry of points. Their points redemption program have a wide range of suppliers to purchase from and fantastic option of points and cash payment options.