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20 August 2008
  The minutes of the Reserve bank board meeting from August show that the bank intends to cut rates at its September board meeting. Analysts said the RBA had made.....
 

20 August 2008
 More three generation homes than ever before
 Melbourne is most liveable city
 Global banking crisis to continue
 Aussie John sells out to Commbank
19 August 2008
 Mortgage rates cut
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Credit Cards
 
CreditMart recently undertook some analysis around interest rates on .....
 

Leasing
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Article
 Building approvals fall
Online Brokers
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Internet Banking
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Tips & Tricks
Credit Cards
 
Not all credit cards are created equally. And so it makes it that much harder to decide which
 

Credit Cards
 Credit Card Balance Transfers
 Watch out for the 'revert rate' on balance transfer offers
 Watch for different interest rates on the one card
HomeLoans
 Don't compare against the so-called 'standard variable rate'
 Look out for 'deferred establishment fees'
 

Variable, Basic, Introductory Homeloans Selector Service

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Institution Product
Name
Intro
Rate
(% p.a.)
Comparison
Rate
(% p.a.)*
Intro
Term
(Months)
Intro
Interest
Type
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Value
Ratio (%)
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CreditMart Free Home Loan Appraisal                  
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St. George Bank Variable Loan (Advantage Package $100K-$149K) 9.42% 9.58%           $100 80%
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AMP Banking Introductory Professional Package Variable Rate Loan 8.92% 9.03% 12 Variable     $295 $250 80%
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AMP Banking Basic Variable Rate Loan 9.02% 9.04%         $295 $250 80%
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AMP Banking Professional Package Variable Rate Loan ($250,000-$749,999) 9.02% 9.04%         $295 $250 80%
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AMP Banking Introductory 1 Year Fixed Rate Loan 9.24% 9.07% 12 Fixed     $295 $250 80%
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AMP Banking Professional Package Variable Rate Loan ($100,000-$249,999) 9.17% 9.19%         $295 $250 80%
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ANZ Bank Variable Loan 9.62% 9.73%     $600       80%
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BankWest Mortgage Shredder 9.55% 9.76%     $700       80%
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BankWest Mortgage Shredder Variable Introductory Rate 8.6% 9.64% 12 Variable $700       80%
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BankWest Mortgage Shredder Fixed Introductory Rate 9.29% 9.72% 12 Fixed $700       80%
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BankWest Lite Home Loan 9.18% 9.19%     $500       80%
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BankWest Lite Plus Home Loan over $1,000,000 9.03% 9.03%             80%
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BankWest Lite Plus Home Loan $250,000 to $1,000,000 9.08% 9.08%             80%
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Citibank Basic Mortgage 9.1% 9.12%           $250 80%
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Citibank Mortgage Plus Standard Variable $200K to <$300K 9.29% 9.58%           $250 80%
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Citibank Mortgage Plus Standard Variable $300K to <$500K 9.09% 9.38%           $250 80%
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Citibank Mortgage Plus Standard Variable Offset >$500K 9.09% 9.38%           $250 80%
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Citibank Mortgage Plus Standard Variable Offset $300K <$500K 9.09% 9.38%           $250 80%
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Citibank Standard Variable 9.79% 9.92%     $399     $250 80%
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Citibank Mortgage Plus Standard Variable >$500K 9.09% 9.38%           $250 80%
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Citibank Mortgage Plus Standard Variable Offset $200K <$300K 9.29% 9.58%           $250 80%
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Citibank Standard Variable Offset 9.79% 9.92%     $399     $250 80%
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Colonial-Products of the CBA Rate Saver Basic 9.07% 9.2%     $600       80%
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Colonial-Products of the CBA 1 Year Guaranteed Rate Home Loan 9.19% 9.66% 12 Fixed $600       80%
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Colonial-Products of the CBA Rate Saver Basic Investment 9.07% 9.2%     $600       80%
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Colonial-Products of the CBA 1 Year Guaranteed Rate Investment Home Loan 8.94% 9.63% 12 Fixed         80%
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Colonial-Products of the CBA Standard Variable Rate Investment Home Loan 9.58% 9.69%     $600       80%
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Colonial-Products of the CBA 12 Month Discounted Variable Rate Investment Home Loan 8.55% 9.58% 12 Variable $600       80%
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Colonial-Products of the CBA 3 Year Special Rate Saver Home Loan 8.9% 9.02% 36 Variable $300       80%
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Colonial-Products of the CBA 3 Year Special Rate Saver Investment Home Loan 8.9% 9.02% 36 Variable $300       80%
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Colonial-Products of the CBA 12 Month Discounted Variable Rate Home Loan 8.55% 9.58% 12 Variable $600       80%
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Colonial-Products of the CBA Standard Variable Rate Home Loan 9.58% 9.69%     $600       80%
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Commonwealth Bank Complete Home Loan - 12 mth Discounted Variable Rate 8.55% 9.58% 12 Variable $600       80%
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Commonwealth Bank Investment Home Loan 9.58% 9.69%     $600       80%
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Commonwealth Bank Economiser Home Loan 9.07% 9.2%     $600       80%
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Commonwealth Bank Economiser Investment Home Loan 9.07% 9.2%     $600       80%
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Commonwealth Bank Complete Home Loan - 12 Month Discounted Variable Rate 8.55% 9.58% 12 Variable $600       80%
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Commonwealth Bank Complete Home Loan 9.58% 9.69%     $450       80%
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Commonwealth Bank 3 Year Special Economomiser 8.9% 9.02% 36 Variable         80%
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Heritage Building Society Basic Variable 8.99% 9.041%     $600       80%
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Heritage Building Society Premium Variable 9.54% 9.542%             80%
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Heritage Building Society Bridging Loan 9.38% 9.457%     $900       72%
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Heritage Building Society Standard Variable 9.38% 9.48%     $600        
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Heritage Building Society Professional Package 8.99% 9.206%             80%
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Homeloans Ltd Smart Saver 9.14% 9.22%     $499   $425 $65 80%
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Homeloans Ltd Easy Saver 9.09% 9.17%     $499   $375 $65  
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Homeloans Ltd Easy Saver 9.09% 9.17%     $499   $375 $65  
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HomeSide Lending Homeside HomePlus 9.34% 9.49%     $600       80%
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HomeSide Lending Homeside HomePlus 1 Year Intro 8.89% 9.43% 12 Fixed $600       80%
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HomeSide Lending Homeside HomePlus Interest Only Loan (Variable) 9.34% 9.48%     $600       80%
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IMB IMB Professional Mortgage Home Loan > $300,000 9.11% 9.14%         $313.5   80%
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IMB IMB Standard Variable Home Loan 9.56% 9.62%     $295   $313.5 $150 80%
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IMB IMB Budget Home Loan 8.76% 8.92%     $295   $313.5 $150 80%
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IMB IMB Discount Variable Home Loan 8.56% 9.51% 12 Variable $295   $313.5 $150 80%
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IMB IMB Professional Mortgage Home Loan $200,000 to $299,999 9.11%