Institution
Product Name
Intro Rate (% p.a.)
Comparison Rate (% p.a.)*
Intro Term (Months)
Intro Interest Type
Fees
Loan Value Ratio (%)
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Valuation ($)
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CreditMart
Free Home Loan Appraisal
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CreditMart
Free Mortgage Appraisal
Free Loan Appraisal
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St. George Bank
Variable Loan (Advantage Package $100K-$149K)
9.42%
9.58%
$100
80%
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AMP Banking
Introductory Professional Package Variable Rate Loan
8.92%
9.03%
12
Variable
$295
$250
80%
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AMP Banking
Basic Variable Rate Loan
9.02%
9.04%
$295
$250
80%
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AMP Banking
Professional Package Variable Rate Loan ($250,000-$749,999)
9.02%
9.04%
$295
$250
80%
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AMP Banking
Introductory 1 Year Fixed Rate Loan
9.24%
9.07%
12
Fixed
$295
$250
80%
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AMP Banking
Professional Package Variable Rate Loan ($100,000-$249,999)
9.17%
9.19%
$295
$250
80%
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ANZ Bank
Variable Loan
9.62%
9.73%
$600
80%
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BankWest
Mortgage Shredder
9.55%
9.76%
$700
80%
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BankWest
Mortgage Shredder Variable Introductory Rate
8.6%
9.64%
12
Variable
$700
80%
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BankWest
Mortgage Shredder Fixed Introductory Rate
9.29%
9.72%
12
Fixed
$700
80%
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BankWest
Lite Home Loan
9.18%
9.19%
$500
80%
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BankWest
Lite Plus Home Loan over $1,000,000
9.03%
9.03%
80%
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BankWest
Lite Plus Home Loan $250,000 to $1,000,000
9.08%
9.08%
80%
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Citibank
Basic Mortgage
9.1%
9.12%
$250
80%
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Citibank
Mortgage Plus Standard Variable $200K to <$300K
9.29%
9.58%
$250
80%
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Citibank
Mortgage Plus Standard Variable $300K to <$500K
9.09%
9.38%
$250
80%
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Citibank
Mortgage Plus Standard Variable Offset >$500K
9.09%
9.38%
$250
80%
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Citibank
Mortgage Plus Standard Variable Offset $300K <$500K
9.09%
9.38%
$250
80%
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Citibank
Standard Variable
9.79%
9.92%
$399
$250
80%
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Citibank
Mortgage Plus Standard Variable >$500K
9.09%
9.38%
$250
80%
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Citibank
Mortgage Plus Standard Variable Offset $200K <$300K
9.29%
9.58%
$250
80%
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Citibank
Standard Variable Offset
9.79%
9.92%
$399
$250
80%
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Colonial-Products of the CBA
Rate Saver Basic
9.07%
9.2%
$600
80%
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Colonial-Products of the CBA
1 Year Guaranteed Rate Home Loan
9.19%
9.66%
12
Fixed
$600
80%
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Colonial-Products of the CBA
Rate Saver Basic Investment
9.07%
9.2%
$600
80%
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Colonial-Products of the CBA
1 Year Guaranteed Rate Investment Home Loan
8.94%
9.63%
12
Fixed
80%
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Colonial-Products of the CBA
Standard Variable Rate Investment Home Loan
9.58%
9.69%
$600
80%
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Colonial-Products of the CBA
12 Month Discounted Variable Rate Investment Home Loan
8.55%
9.58%
12
Variable
$600
80%
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Colonial-Products of the CBA
3 Year Special Rate Saver Home Loan
8.9%
9.02%
36
Variable
$300
80%
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Colonial-Products of the CBA
3 Year Special Rate Saver Investment Home Loan
8.9%
9.02%
36
Variable
$300
80%
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Colonial-Products of the CBA
12 Month Discounted Variable Rate Home Loan
8.55%
9.58%
12
Variable
$600
80%
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Colonial-Products of the CBA
Standard Variable Rate Home Loan
9.58%
9.69%
$600
80%
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Commonwealth Bank
Complete Home Loan - 12 mth Discounted Variable Rate
8.55%
9.58%
12
Variable
$600
80%
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Commonwealth Bank
Investment Home Loan
9.58%
9.69%
$600
80%
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Commonwealth Bank
Economiser Home Loan
9.07%
9.2%
$600
80%
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Commonwealth Bank
Economiser Investment Home Loan
9.07%
9.2%
$600
80%
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Commonwealth Bank
Complete Home Loan - 12 Month Discounted Variable Rate
8.55%
9.58%
12
Variable
$600
80%
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Commonwealth Bank
Complete Home Loan
9.58%
9.69%
$450
80%
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Commonwealth Bank
3 Year Special Economomiser
8.9%
9.02%
36
Variable
80%
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Heritage Building Society
Basic Variable
8.99%
9.041%
$600
80%
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Heritage Building Society
Premium Variable
9.54%
9.542%
80%
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Heritage Building Society
Bridging Loan
9.38%
9.457%
$900
72%
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Heritage Building Society
Standard Variable
9.38%
9.48%
$600
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Heritage Building Society
Professional Package
8.99%
9.206%
80%
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Homeloans Ltd
Smart Saver
9.14%
9.22%
$499
$425
$65
80%
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Homeloans Ltd
Easy Saver
9.09%
9.17%
$499
$375
$65
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Homeloans Ltd
Easy Saver
9.09%
9.17%
$499
$375
$65
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HomeSide Lending
Homeside HomePlus
9.34%
9.49%
$600
80%
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HomeSide Lending
Homeside HomePlus 1 Year Intro
8.89%
9.43%
12
Fixed
$600
80%
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HomeSide Lending
Homeside HomePlus Interest Only Loan (Variable)
9.34%
9.48%
$600
80%
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IMB
IMB Professional Mortgage Home Loan > $300,000
9.11%
9.14%
$313.5
80%
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IMB
IMB Standard Variable Home Loan
9.56%
9.62%
$295
$313.5
$150
80%
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IMB
IMB Budget Home Loan
8.76%
8.92%
$295
$313.5
$150
80%
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IMB
IMB Discount Variable Home Loan
8.56%
9.51%
12
Variable
$295
$313.5
$150
80%
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IMB
IMB Professional Mortgage Home Loan $200,000 to $299,999
9.11%
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