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Minimise Your Credit Card Costs

If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges. .....
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Tips & Tricks
Credit Cards
 
Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
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Credit Cards
 Credit Card Balance Transfers
 Watch out for the 'revert rate' on balance transfer offers
 Watch for different interest rates on the one card
HomeLoans
 Don't compare against the so-called 'standard variable rate'
 Look out for 'deferred establishment fees'
 

Split Homeloans Selector Service

Institution Product
Name
Variable
Rate
(% p.a.)
Comparison
Rate
(% p.a.)*
Fees Loan
Value
Ratio (%)
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Application ($) Valuation ($) Legal ($) Settlement ($)
You can further compare up to 3 products by checking the boxes and clicking the compare button    
Virgin Money Virgin Standard Home Loan Variable 5.39% 5.39%     $490   80%
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* WARNING: This Comparison Rate applies only to the example or examples given. Different ammounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included on the Comparison Rate but may influence the costs of the loan.

This Comparison Rate is designed to reflect the total annual cost to a borrower of a loan. It wraps up interest payments and fees and expresses all these costs in one rate, or the average annual percentage rate (AAPR). On the CreditMart website, it makes comparisons between products easier, the comparison rates displayed in tables are based on uniform amounts and terms.

Home loan Comparison Rates on CreditMart are based on a loan amount of $150,000 and a term of 25 years.
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