Logo
About Our Site
About Us
Advertising
Contact Us

 

 Cards Invitations
  Home | Credit Cards | Debit Cards | Home Loans | Personal Loans | Car Loans | Leasing | Bank Accounts | Articles
Personal - Car Loans
 
Quick Compare
Latest News
20 November 2008
  ANZ and renewable energy company Jackgreen have launched the ANZ Easy Being Green Visa card, which will offer consumers a six month interest-free period for the.....
 

20 November 2008
 Traders betting on 1 percent rate cut
 Lenders bid for loan business
 Credit unions object to guarantee fees
 Credit card rates going up
 Banks to launch Guarantee accounts
Articles
Credit Cards
  CreditMart recently undertook some analysis around interest rates on reward program credit card offers and found that the average interest rate on these cards was 1.....
 

Leasing
 Commercial Hire Purchase
Article
 Building approvals fall
Online Brokers
 RAMS reports profit surge
Internet Banking
 Phishing inhibits banks communication with customers
Low Doc Loans
 RBA considers housing loan stress levels
 
Tips & Tricks
Credit Cards
 
Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
 

Credit Cards
 Credit Card Balance Transfers
 Watch out for the 'revert rate' on balance transfer offers
 Watch for different interest rates on the one card
HomeLoans
 Don't compare against the so-called 'standard variable rate'
 Look out for 'deferred establishment fees'
 
Consolidate Credit Card & Personal / Car Loan Debt  with Personal Credit
Consolidate Debit, Personal Loans, Car Loans and Credit Cards

 

Citibank Personal Credit 7.9%p.a.


Transfer your existing personal / car loan and/or  credit card debt over to Citibank and pay 7.9% interest for the life of any balance transferred across from existing credit cards or personal / car loans.

Save up to $6,000 in interest on your current credit card or loan**.
 

 What We Love About This Offer

 

Balance transfer rate of 7.9% p.a* is fixed for the life of the balance† tranfered from you existing loan or credit card.

Repayments can be interest only.

You can borrow between $5,000 and $25,000

A revolving line of credit with no establishment, monthly or early termination fees

Save up to $6,000** in interest on your current outstanding credit card and/or loan balances over 5 years.

With the average credit card interest rate at just over 17% and the average unsecured loan rate at 15% the opportunity to transfer your existing debt  to 7.9% p.a. for life is a fantastic opportunity

The flexibility to obtain further cash or make purchases at a low 14.99%p.a.

Citibank Personal Credit 


 ** The potential $6,000 saving in interest rate is calculated by comparing interest repayments on a $25,000 loan amount over 5 years. Repayments were both principle and interest. The compared interest rate in the calculation was 16%. This rate was chosen because it sits between our calculated average credit card interest rate and our calculated unsecured personal loan interest rate
Terms & Conditions Citibank Personal Credit - Terms:
* 7.9% p.a. interest rate applies only to balances transferred with this offer.
† Balance transfers are repaid first. Transactions made other than with this offer will be subject to Citibank's standard Personal Credit rate currently 13.99% p.a., which is variable, subject to change and Citibank's credit criteria.
# Low annual fee of $69 applies. Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.
^ The credit line of $5,000 to $25,000 is subject to Citibank credit criteria.
/font>
   

Citibank Personal Credit

Personal Loans Compared: Hundreds of personal loans compared so that you can find great rates. Compare loans from major Australian lenders. Compare Personal Loans

 

 

Compare Car Loans

Car Loans: Hundreds of car loans compared so that you can find great rates. Compare loans from major Australian lenders. Compare Car Loans

 

 

Car Loans - Secured

Car Loans typically have a slightly lower interest rate than a standard personal loan product. One reason for this is that car loans are generally a secured loan, whereby the car is placed as security on the loan. Car Loans Compared

 

 

 
What's Hot
This Month 2008

Review the Hottest Credit Card Offers in the market. Review special introductory offers as well as hottest standard credit card offers.

Special Credit Card Offers
This Month 2008

Credit Card Special Offers from leading Australian issuers. Some offers are available online only and some exclusive to CreditMart.com.au

Credit Card Articles
Tips & Tricks

Read credit card articles, tips and tricks to help you through the credit card maze.

Best  Balance Transfer Rates

Bank

Product

Rate
(%)

Apply

St. George Bank

Vertigo MasterCard

0% 6 months

Apply

Aussie

Aussie MasterCard

3.99% 12 months

Apply

 American Express

 Platinum Credit Card

6.9% life of balance

Apply

American Express

Qantas American Express Ultimate Card

6.9% life of balance

Apply

ANZ

Low Rate MasterCard

0% for 6 months

Apply

 

Product Search...
Credit Card Wizard
All Right Reserved © creditmart.com.au